Motorcyle Owners

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Dec 6, 2006 | 07:22 PM

#21

derekinthez

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Joined: Aug 2006

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From: Florida

Insurance

Quote:

Originally Posted by zand02max

I will be getting my bike (Suzuki SV650S) out of storage next year and had an insurance question.

My current provider USAA got out of the M/C insurance business. I checked Geico and Progressive and they have terribly high prices.

I'm assuming State Farm and Allstate are the best for M/C insurance?

BTW, I only need M/C insurance, I currently use USAA for all my other insurance needs, nobody beats them, hands down. Too bad they don't have M/C insurance!

Thanks!

Pay cash and get liability only if your state tracks your insurance. I have Illinois plates, but live in Georgia--so after I get an insurance card and let one month go by, I cancel liability--Georgia can't track it--and they let me go when they see my insurance card. Afterall, if you get in an accident on a bike, your liability is the least of your worries.

Dec 8, 2006 | 08:25 AM

#22

06GT350Z

Registered User

Joined: Aug 2006

Posts: 48

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From: Little Elm

got an 03 R6, with progressive paying 100/yr for liability.

cheapest i've found anywehre.

Dec 8, 2006 | 10:57 AM

#23

derekinthez

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iTrader: (32)

Joined: Aug 2006

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From: Florida

Ins.

Quote:

Originally Posted by bdmpastx

Actually for full coverage on a bike that is considered to be a sportbike, those aren't bad rates.

Try a qoute on a GSXR1000 and you'll see upwards of $6500 a year.

ditto that!

Dec 11, 2006 | 08:37 AM

#24

Rob Nance

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Joined: Mar 2003

Posts: 864

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From: Austin, TX

You can get motorcycle insurance much cheaper if you have a car with the same company, because you can get the motorcycle as a secondary mode of transportation. Having the MC on it's own policy is going to hurt you. For that reason, I'd go with the advice others are giving, and just get liability or liability + theft. I never got USAA in the military, but all my friends who did and then got rid of it are upset because you can't get it again once you leave them.

As long as you don't total the bike, you should be OK even if you drop it a few times as far as repairs. It is easy to total a bike though if you lowside it and it slides into a curb, or you highside and it goes end over end. So... be careful!