Oh, sorry then I misunderstood. I don`t know how insurance works in the U.S., but here it differs greatly between provinces.
I don`t think that would be possible here in B.C. Mainly because of the fact that it was an aggrivation of an old injury. Here the provincial government controls the only insurance company.
They have a "no crash, no cash" policy. Their idea is if there is no damage to the car, you could`nt be injured seriously enough to put in a claim.
You see people walk away from horrible crashes without a scratch all the time, then you see some guy screaming "whiplash" from getting tapped in a parking lot.

 

Public insurance is run by the provincial government.

I think it may be possible to buy back the claim and have it removed from my record. That would be based on how much it would cost them... and if it's nothing... it should cost nothing.

Either way it's pretty messed up... hence my initial venting...

But only I pay $1500 CDN ($1200USD) per year for insurance, so I guess that gives them the right to be messed up...

 

They have that policy here. If you have a claim put against you, if you have the money, you have the option of paying the cost of the claim yourself. In the long run, it`s definately cheaper.
I pay $2000 CDN a year, and I have a 43% discount for safe driving.

 

I'm not in any way instigating here, but don't Canadians pay something like 50% in income taxes, a big portion of which goes to support the socialized health care system? I thought I had heard that from a programmer I used to work with who was here on a Visa. If so, that makes your annual cost a whole lot higher than $1200/annual, doesn't it?

Again, not picking, just curious about a place I've never been.

 

True... taxes are higher... mine are around 30%. The only comparison I can attest to is that my buddy moved from here to Rodondo Beach, California. He says after getting his paycheque and paying for everything to live comparatively (taxes, health insurance, food, gas, etc...) It's a little cheaper down there.

 

30% isn't too bad. Not much worse than my taxes as a matter of fact. Thanks for the info.