My insurance is the same as my Spec V was!!
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Well... I just traded in my 04 Nissan Sentra Spec V for my 03 Touring 6MT 350z. I thought insurance was going to be outrageous. Much to my suprise... my insurance didnt change a bit. I only have to pay 105 a month for full coverage. Granted I am on my familys insurance plan and it's actually my grandmother that's rated under this car
... but I still figured it would have gone up some. Oh well, I'm not going to argue
. Just thought I'd share...
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Going from an '01 Prelude to an '05 Track Z, my insurance is only going up $30/mo I think.
Its a possibility since its a base, but also RSX's tend to be higher because of the general age brackets that purchase them. IMO, it could go either way, but it MIGHT go down.
Originally Posted by n8236
Would u think the rate would go up from a base RSX? I'm really considering the Z and the insurance is one of my biggest concerns.
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Last year I went from a 98 Found On Roadside Dead Explorer 4x4 to the Z and my insurance dropped almost $600 a year. Plus I had just turned 25
. Oh but that damned ticket screwed me up....haha
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I went from a 2002 Pontiac Grand Am GT to a 2005 350Z 6MT Base Model and my insurance WENT DOWN $10!!! Don't ask me how, it just did and I didn't want to ask my insurance company how that happened.
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dainbramage91, not to change the subject but what kind of deal did you get trading in your spec-v? Im about to do the exact same thing, I own an 04' Spec-V and im trading it in for a 350z in June.
I did check my insurance to see what the difference between my Spec-V and a Z would be and its only 20$ more every 6 months for me.
I did check my insurance to see what the difference between my Spec-V and a Z would be and its only 20$ more every 6 months for me.
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Sports cars costing more for insurance is pretty much an old wives tale... same as the old "red cars cost more to insure" BS.
When I was 16 picking out the car I wanted my parents to buy me I wanted a firebird but my mother said no way b/c it was a sports car and they cost to much to insure. I was working at the time and asked her to check the rates of a maxima (what she wanted me to get) vs a firebird (what i wanted at the time) and told her I would pay the difference to drive a car I want. She said she would check to shut me up but it was a waste of time b/c everyone knows a red sports car is going to cost more in insurance than a 4 door maxima. She checked the prices and when I asked her about it she replied "your not getting a sports car" me "Why was it too much I will pay the difference" her "your not getting a sports car"...
I think I should ask her about it now; I am willing to bet the firebird was about the same or maybe even cheaper. Funny thing is when I told her I was buying a Z she really didn't want me to get it b/c it was a sports car.
OT: I would have killed myself if I would have gotten a v8 firebird back then... I def wasn't mature enough for a car that fast.
When I was 16 picking out the car I wanted my parents to buy me I wanted a firebird but my mother said no way b/c it was a sports car and they cost to much to insure. I was working at the time and asked her to check the rates of a maxima (what she wanted me to get) vs a firebird (what i wanted at the time) and told her I would pay the difference to drive a car I want. She said she would check to shut me up but it was a waste of time b/c everyone knows a red sports car is going to cost more in insurance than a 4 door maxima. She checked the prices and when I asked her about it she replied "your not getting a sports car" me "Why was it too much I will pay the difference" her "your not getting a sports car"...
I think I should ask her about it now; I am willing to bet the firebird was about the same or maybe even cheaper. Funny thing is when I told her I was buying a Z she really didn't want me to get it b/c it was a sports car.
OT: I would have killed myself if I would have gotten a v8 firebird back then... I def wasn't mature enough for a car that fast.
Last edited by hypeiv; 04-06-2005 at 09:56 AM.
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Originally Posted by n8236
Would u think the rate would go up from a base RSX? I'm really considering the Z and the insurance is one of my biggest concerns.
you can go to progressive.com and leave the SSN# blank. They will give you bad rates (b/c they don't know your credit score) but you can use them to compare between two makes of cars. I would guess the rates go down b/c I think the RSX's are stolen more than the Z. ( yea yea yea I know there are more to steal but thats the kind of stupid things insurance companies use to pick rates... )
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Originally Posted by hypeiv
OT: I would have killed myself if I would have gotten a v8 firebird back then... I def wasn't mature enough for a car that fast.
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#14
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Nice to know there's a chance my insurance won't go up.
Currently, my dad drives a 98' Civic 4dr and I have a '02 RSX auto and our half year premium comes to 800 (1600/yr).
Currently, my dad drives a 98' Civic 4dr and I have a '02 RSX auto and our half year premium comes to 800 (1600/yr).
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You can also check http://www.esurance.com to get an online quote. Out of all the places I checked with they gave me the best rates by far. That's who I actually ended up going with in the end.
As far as the 25-year-old discount rule, I believe it actually works a bit differently. I've had different insurance reps from different companies all tell me you actually get your discount when you've been licensed for 9 years. Most people get their licenses at 16, so that works out to 25 for the discount for the majority of people. I didn't get my license until I was 22, however, so I have to wait until I'm 31 before I get the discount.
I was quite displeased when I turned 25 and no price drop happened.
As far as the 25-year-old discount rule, I believe it actually works a bit differently. I've had different insurance reps from different companies all tell me you actually get your discount when you've been licensed for 9 years. Most people get their licenses at 16, so that works out to 25 for the discount for the majority of people. I didn't get my license until I was 22, however, so I have to wait until I'm 31 before I get the discount.
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