USAA rewards my good driving
#3
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actually i have them too (usaa), i had no tickets, no accidents, but one claim (a hit and run that got caught), and my insurance went down a little - under 25 and single...
that sucks man, have you called them about that?
that sucks man, have you called them about that?
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It's not just you, it's the other fools out there that are jacking up your rates. I can't complain about them, over the last two years I have received more than $250 back, because they had fewer payouts on insurance claims than expected. You can't say that about many companies.
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Im 28, perfect record, no claims, own my a house, have a 750+ credit score and have been with progressive for 6 years and I pay 1151 for 6 months. Thats the cheapest I can find. I talked to the lady at progressive and she say its because of my zip code. I live 1/2 mile for center of downtown ATL. Maybe thats your problem too?
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I got a quote from progressive today for $600 cheaper per year w/ same coverage as USAA... I think my rates went up bc i am not longer a student and so I lost the good student discount. I am going to call them tomorrow and ask them how much it will go down if I take defensive driving if its not at least 500 a year I will most likely switch and give them another try when I turn 25... my sister says when she did her policy no one could touch USAA's price so I guess they just like to stick it to the youngin's.
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I called today and taking defensive driving will only save me $107 every 6 months ($214 a year). So I think I am going to be switching to progressive till I turn 25 since it will be exactly $555.42 a year cheaper for the exact same coverage.
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i am 26, single, and have usaa at $458.00 every six months. no tickets, no wrecks, no claims. my rates went down a little ($35 every six months) when I turned 25. i have also gotten money back from them in the past like CAN0802.
i guess it just has to be a location thing. sucks either way though. sounds like you are making the right choice switching to progressive.
sean
i guess it just has to be a location thing. sucks either way though. sounds like you are making the right choice switching to progressive.
sean
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yea I do my loan and my renters insurance from USAA and they told me "once a member always a member so you can always come back"... When I turn 25 I will give them a call and see what they can do for me.
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Originally Posted by hypeiv
I got a quote from progressive today for $600 cheaper per year w/ same coverage as USAA... I think my rates went up bc i am not longer a student and so I lost the good student discount. I am going to call them tomorrow and ask them how much it will go down if I take defensive driving if its not at least 500 a year I will most likely switch and give them another try when I turn 25... my sister says when she did her policy no one could touch USAA's price so I guess they just like to stick it to the youngin's.
Here is the real kicker though. I like to pay my insurance monthly, but progressive's rate is based on paying it all at once, so the only thing I use my USAA credit card for is to pay my insurance! :P
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