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2003-2009 Nissan 350Z

Great News! ! ! (Insurance question)

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Old Jul 14, 2005 | 08:55 PM
  #21  
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Originally Posted by The Mike
I call BS or you are driving a station wagon instead of a Z.
HAHA!!! $73 a month, 2005 Touring 6spd. USAA. Full coverage, got the bill sitting right here...

Ooopps I correct myself...

$410.30 for 6 months, so that's... $68.38 a month.

Sorry about that, It's the Lord's doing because I have 2 tickets this past year. Hallelujah!!! So $820 a year for Full coverage on a Z. Is that good?
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Old Jul 14, 2005 | 08:58 PM
  #22  
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wow... i guess I shouldnt post my 400+ that im paying a month huh.... but then again I have like 4 suspensions and 20+ points on my lisence....
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Old Jul 14, 2005 | 09:00 PM
  #23  
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Originally Posted by bhk1004
wow... i guess I shouldnt post my 400+ that im paying a month huh.... but then again I have like 4 suspensions and 20+ points on my lisence....
DUDE!!! That's some serious history!!! You need prayer bro!!! I'm on it doc!!!
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Old Jul 14, 2005 | 09:40 PM
  #24  
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Originally Posted by RadioManJ
DUDE!!! That's some serious history!!! You need prayer bro!!! I'm on it doc!!!
yah I know kinda crazy... I racked that all up in about a year and a half rite when I went off to college... i just went nuts and was crazy... but ive learned my lesson and havent been pulled over in over a year... and no accidents or anything. Hopefully in a few years everything will go back to normal. Parents are still paying for it.... nice guys =P
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Old Aug 2, 2005 | 06:40 AM
  #25  
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Almost $200 a month in some places? Yikes.

Currently paying $50/month through Geico for an 04 Z Touring AT live in Northern VA - also have insurance with them for my wifes car and our house. 31 year old male, no tickets/accidents ever. $500 deductable on comp and collision. Breakdown as copied from my policy:

2004 NISSAN 350Z
BODILY INJURY LIABILITY $100,000/$300,000 $45.80
PROPERTY DAMAGE LIABILITY $100,000 $48.40
UNINSURED MOTORIST BODILY INJURY $100,000/$300,000 $22.70
UNINSURED MOTORIST PROPERTY DAMAGE $100,000 $4.85
COMPREHENSIVE $500 DED. $33.90
COLLISION $500 DED. $135.10
RENTAL REIMBURSEMENT $750 $12.50

6 Month Vehicle Total: $303.25
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Old Aug 2, 2005 | 06:49 AM
  #26  
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I'm in NJ and I pay 700 million a month for insurance yayyyy! F*ck NJ insurance!
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Old Aug 2, 2005 | 09:45 AM
  #27  
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$85/month here w/ State Farm in SC...

29/single/clean record. 05 Roadster Touring listed as "Pleasure only" (Jeep is listed as primary). Discounts for two cars and home owners.

This was up from the $70/mo that I payed on my 02 Firehawk. While I was checking prices, I asked about an 05 Corvette's rates...surprisingly, the rates on a Corvette were cheaper than the Z!
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Old Aug 2, 2005 | 10:02 AM
  #28  
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Originally Posted by DWS44
$85/month here w/ State Farm in SC...

29/single/clean record. 05 Roadster Touring listed as "Pleasure only" (Jeep is listed as primary). Discounts for two cars and home owners.

This was up from the $70/mo that I payed on my 02 Firehawk. While I was checking prices, I asked about an 05 Corvette's rates...surprisingly, the rates on a Corvette were cheaper than the Z!

EXACTLY! When i was shopping for cars there was a used 2000 Corvette I was looking at. The insurance was $30 cheaper than my brand new 2005 350Z. But in the end i wanted something under warranty and new, my first new car. I purchased my 350Z when i was 22/m/single paying $230/month in Dallas, TX with Farmer's Insurance. Thats with a CLEAN record! I can't wait until i turn 25.
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Old Aug 2, 2005 | 01:42 PM
  #29  
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Originally Posted by The Mike
I just have one at fault claim since i ruined bumper/radiator running over an 18 wheeler retread on the freeway.
When you make a claim, make sure to state that the object was moving, then you wouldn't be at fault. In that case, you would just pay your comprehensive to get it fixed with no increase in your rates.
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Old Aug 2, 2005 | 01:48 PM
  #30  
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Originally Posted by The Mike
I call BS or you are driving a station wagon instead of a Z.
nope. i have usaa too. 24 single, i pay under $90 month (knocks on wood).

sorry, not in texas though (just had to defend usaa).
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Old Aug 2, 2005 | 02:17 PM
  #31  
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Originally Posted by heezyo2o
When you make a claim, make sure to state that the object was moving, then you wouldn't be at fault. In that case, you would just pay your comprehensive to get it fixed with no increase in your rates.
From what my progressive agent told me when i ran over an 18 wheeler retread *ate my bumper, cracked my radiator, bent the bumper support among other things* Was that it's collision unless the object was flying through the air. So rule of thumb for you guys... if something like that happens to you make sure you tell them it was flying through the air so you'd only have a comprehensive claim instead of an at-fault collision which will ruin your ins rates.
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Old Aug 2, 2005 | 02:49 PM
  #32  
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San Diego CA, Male 25 110$ full coverage Farmers Insurance.
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Old Aug 2, 2005 | 03:33 PM
  #33  
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$527 every 6 months for full coverage, uninsured motorist, etc. and a $500 deductable - been with Horace Mann since I was 17. Perfect driving record, no points, no accidents (knock on wood), no speeding . . .37 years young. All this in the Bay Area, California.
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Old Aug 2, 2005 | 11:58 PM
  #34  
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Originally Posted by MrGraphics
$527 every 6 months for full coverage, uninsured motorist, etc. and a $500 deductable - been with Horace Mann since I was 17. Perfect driving record, no points, no accidents (knock on wood), no speeding . . .37 years young. All this in the Bay Area, California.
If i move to LA ... will i not be able to keep my progressive or .. will i get a better rate or get raped worse than I am now? *LA as in Las Angeles*
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Old Aug 3, 2005 | 04:45 AM
  #35  
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I am 22 good student discount and state farm insurance. I pay 217 a month!!
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Old Aug 3, 2005 | 05:51 AM
  #36  
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Originally Posted by gatti-man
Texas insurance is some of the highest in the nation for housing and auto.
Doesnt NY and NJ rates beat the TX rates? I had a friend living in NJ, he paid 110/month for a 3 year old 4dr Civic. Thats nuts.
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Old Aug 3, 2005 | 12:12 PM
  #37  
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Originally Posted by spcemn_spiff
Doesnt NY and NJ rates beat the TX rates? I had a friend living in NJ, he paid 110/month for a 3 year old 4dr Civic. Thats nuts.
Ok so we are 3rd out of 50, thats still some of the highest. Also who carse about USAA insurance. Yes the military get subsoidized insurance that we all pay for great. My roommate has totalled 3 cars in five years on usaa and his rates are still lower than mine and ive never even had a ticket in my car! 150/month texas progressive.
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Old Aug 3, 2005 | 06:32 PM
  #38  
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Originally Posted by spcemn_spiff
Doesnt NY and NJ rates beat the TX rates? I had a friend living in NJ, he paid 110/month for a 3 year old 4dr Civic. Thats nuts.
I pay $125 for liability on my nissan pickup
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Old Aug 3, 2005 | 07:07 PM
  #39  
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18 here, 108$ a month with Westfield; we live in the middle of nowhere (Honey Brook, PA, 30 mins west of West Chester for PA'ns), so they really helped the rates.
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Old Aug 3, 2005 | 09:03 PM
  #40  
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24 Years old/single, clean record no wrecks/tickets. I'm in Tampa, FL, and paying $157/month with Amica. I was going to go with USAA as I'm a veteran, but Amica actually offered cheaper rates. I turn 25 this month so my rates should go down. I might check rates with USAA again once I turn 25 to see what they give me.

One thing though is that they don't know the car has a turbo in it. I wonder how much that would drive up my rates?
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