Originally Posted by dhays

What, you want everything all at once? Delayed gratification is something that is hard for the young.

I haven't saved money quickly. I've worked for a lot of years and spent wisely to get to the point where I can make the purchases that I want.

Originally Posted by Mike@Blackline

IDK if ^^^ post is pro-cash at once or pro-getting-a-loan. idk i figure if i can front it all at once why not? probably the biggest thing i hear people complain about my age is their upcoming (and large, $350-500) car payment. not having that is such an epic feeling. i was gonna get a loan for the car and just use the money i used to buy the car in cash to pay the loan, but i figured it wasnt worth the interest of the loan. ballin status ftw!

Originally Posted by dhays

It is called saving. You don't have to put money in a savings account, invest your money in securities, a money market account, CDs etc... whatever you are comfortable with, but over time you can then pay for what you want, instead of borrowing to get something you want.

I've only had two car loans in my life. One was for a new minivan bought back in the 90's when I had a new family. We had that van until it was hit and totaled at an intersection. The other loan was a 0% financing on a new SUV bought for one of my businesses.