ADVICE Request :)
08-29-2002, 12:36 PM
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ADVICE Request :)
I im leaning more towards getting a loan, then dealing with dealer BS when it comes to financing my Z what if any are the best banks to shop, and if posible which easily offer mre than 60 mo terms,
i want to get a loan for $35,591.70 perferbly for 90 Mo at a decent % somwhere arround $450 per month.
PLease help ME
i want to get a loan for $35,591.70 perferbly for 90 Mo at a decent % somwhere arround $450 per month.
PLease help ME
08-29-2002, 04:37 PM
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my credit union offers 72 and 84 mos @ 6.2% vystar credit union, jax, fl
http://www.vystarcu.org/pub/default.asp
They have loosened there membership requirements, but I don't know what exactly they are. Loan app takes about 15 min on phone, blank check good for 90 days. 4.95% for 60 month or less.
also 5.75% at usaa for 72/80
http://www.vystarcu.org/pub/default.asp
They have loosened there membership requirements, but I don't know what exactly they are. Loan app takes about 15 min on phone, blank check good for 90 days. 4.95% for 60 month or less.
also 5.75% at usaa for 72/80
08-29-2002, 05:38 PM
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$35,591.70 for 90 months (if that's even possible) sounds like you are wanting to finance 100% of the purchase price. Do you have any idea how upside-down you would be on that car for a long, long time to come? If you do it, then please do yourself a favor and get gap insurance (to cover the difference between the loan balance and the car's value) in case the car gets totalled.
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08-29-2002, 06:08 PM
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Originally posted by justwant1
You'd be surprised what dealers have access to in financing. My dealer gave me a 4.75 simple interest loan for 60 months on my Z. I couldn't match that anywhere.
You'd be surprised what dealers have access to in financing. My dealer gave me a 4.75 simple interest loan for 60 months on my Z. I couldn't match that anywhere.
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