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Anyway to get monthly payment 450?

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Old 09-06-2002, 09:21 PM
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Ricky
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Default Anyway to get monthly payment 450?

I just found out my finanace is really messed up. I can't afford more than 450 a month.. Is it possible to get my Z, Out the door Price: 29,618 at 450 a month or so? :/
Old 09-06-2002, 09:26 PM
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wxtornado
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Try to buy down some of the debt, ie put more down. Have a yard sale!
Old 09-06-2002, 09:39 PM
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ToddLuc
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Ricky,

Check out the other thread where everyone is posting their payments. One person leased their Z with almost the exact same amount for under $450 with no down for 60 months.

Todd
Old 09-06-2002, 09:53 PM
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___DJK___
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Yeah, the only way u can swing that is with a lease.
Old 09-06-2002, 10:07 PM
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does out the door include tax?

Check the nissandriven web site. They have lease payments available (dont forget to add sales tax to their figure!)

remember that leasing requires a deposit ($500-?) and first month payment.

Also, try a six year loan and about 5k down. That should be about 450. Try http://autos.yahoo.com/finance/calcloanlease.html to mess with #'s Fees should be around $350.
Old 09-06-2002, 10:12 PM
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mbeguy
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Default Re: Anyway to get monthly payment 450?

Originally posted by Ricky
I just found out my finanace is really messed up. I can't afford more than 450 a month.. Is it possible to get my Z, Out the door Price: 29,618 at 450 a month or so? :/
2 ways I can think of off hand.

1. 7 year loan at 7% is ~440.

2. "Better than lease" program...available as somecredit unions (www.paymentshaver.com)...you buy the car using lower installment payments and have a balloon due at the d=end of the time period.

example at http://www.truliantfcu.org/att20a.htm

Good luck


MbEGuy
Old 09-06-2002, 10:23 PM
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ZON
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I'm putting 15,000++ down
Old 09-06-2002, 10:43 PM
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Originally posted by throbbing_Zon
I'm putting 15,000++ down
That doesnt help. if youre kidding, wheres your smilie?
Old 09-07-2002, 01:55 AM
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LA-Z
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Get a 30 Mortagage Loan on your house at 4.75%, and make whatever payments you feel like from $150 a month and up. Major flexability, obviously don't want to pay minimum, end up paying $65K for a $33K car in 30 years, also godforbid you get in an accident in 2 years, have only paid off like 5K, the car has seriously deprecated and you have tons of payments left.
Old 09-07-2002, 04:06 AM
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leadfoot
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10K down at 8.5% is 441 assuming 5% sales tax and a couple of hundred for plates and fees.
Old 09-07-2002, 08:00 AM
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Dr Bonz
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Get a 30 Mortagage Loan on your house at 4.75%

Mo' $$$$ down! =)

remember that leasing requires a deposit ($500-?) and first month payment.


Guys, Ricky is 17 years old. None of the above are options for him.

Sensing a pattern here Rick?
Old 09-07-2002, 07:59 PM
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rouxeny
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How many loan questions can this guy ask?
Old 09-07-2002, 08:20 PM
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ToddLuc
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Originally posted by rouxeny
How many loan questions can this guy ask?
42. Oh sorry, I thought you asked what the meaning of life was.
Old 09-07-2002, 09:18 PM
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Dr Bonz
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Maybe it is time someone talked some sense to Ricky's parents. They are not doing him any favors by letting him run around like crazy trying to finance a car. He obviously can not afford the car, and is only going to screw up his finances and possibly his life.
I agree %100!

I wonder if mom and dad knew all of this, if they would STILL let him do this to himself. I believe that there are times when a parent should just sit back and allow their kids to make their own mistakes. That being said, I do not think that this is one of those times. I mean if the kid is 18 and living on his own, fine. But at 17 and still under mom and dad's roof. No way.
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