How much will I get hit on insurance? - MY350Z.COM - Nissan 350Z and 370Z Forum Discussion

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How much will I get hit on insurance?

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Old 07-21-2015, 03:23 PM
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crramos10
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Default How much will I get hit on insurance?

I'm a 19 year old, about to buy a 350z. I live in Chicago. The car is an 04 at 78k miles selling at $11,000. If I end up paying $250 a month for the loan after the dorm payment, how much will I be hit with insurance besides the $250? one more thing, I couldn't find a Nismo by here, is it possible to put a nismo bumper on a regular base?
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Old 07-21-2015, 03:35 PM
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alan1592
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lol, I work for State Farm.. this is a really dumb question since no one on here knows where you live, what grades, tickets, how long have you been with your current insurance company, and what CREDIT SCORE you have... From what ive seen.... your looking at around 250.00 bucks a month if you insure it by yourself.
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Old 07-21-2015, 05:37 PM
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PP08HR
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Just bought an 08 with 52k miles.


I am 36 with perfect driving record and my insurance in 112.00 per month for full coverage.
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Old 07-21-2015, 05:40 PM
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Originally Posted by alan1592 View Post
lol, I work for State Farm.. this is a really dumb question since no one on here knows where you live, what grades, tickets, how long have you been with your current insurance company, and what CREDIT SCORE you have... From what ive seen.... your looking at around 250.00 bucks a month if you insure it by yourself.
this.. call your insurance agent.. how the eff are we supposed to know... jeebus. typical noob question

Originally Posted by PP08HR View Post
Just bought an 08 with 52k miles.


I am 36 with perfect driving record and my insurance in 112.00 per month for full coverage.
that is about what i paid for mine, i pay 130 a month for my z06 vette
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Old 07-21-2015, 06:28 PM
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crramos10
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I never bought a car through a dealer before, yeah I'm a noob ha thanks I was afraid I would get around $300.
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Old 07-21-2015, 06:42 PM
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Regarding a nismo bumper, I believe you can. I was able to put a nismo v2 on my base 06
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Old 07-21-2015, 07:50 PM
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Depending on your driving record your likely to be between 250-300$

I just dropped my insurance from 287 to 200 flat by switching companies (not geico) they actually quoted me near the highest for previous cars...
But I also have me and my gf on there with her having an at fault accident and me having a few tickets.. not to bad though for our age too.

Expect to pay high $200's a month though.
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Old 07-21-2015, 09:24 PM
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No way for us to tell.

But I'm 23, and full coverage with geico 100/300/100 $500 deductible, max rental coverage and roadside assistance and I pay $114. No tickets or accidents.
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Old 07-21-2015, 10:38 PM
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I'm paying like 97 a month, me and me woman on it, In orlando, Full coverage, 500 deductible, I've had 1 5 mph speeding ticket since I was 18, (29 now)
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Old 07-22-2015, 05:35 AM
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I pay like $500 a year full coverage $1000 deductible. But like others have said it depends on your age driving record and location. If you live in a city your risk is greater then if you live in the sticks. Also they give discounts for multiple cars and if you get your home insurance through the same company. Ive been with the same company for like 14 years. (USAA) they are good if your qualified to have them.
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Old 07-22-2015, 06:33 AM
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Everyone else has answered the main question. Regarding the Nismo bumper, it will go straight on but you will need to get a different undershroud or whatever it's called I believe. Vendors sell them on here.
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Old 07-22-2015, 06:38 AM
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Call a couple of companies, starting with your parents company. Do not be fooled/tricked by on-line quotes. Most of them are worthless and will lowball the quote.
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Old 07-22-2015, 06:47 AM
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Most companies give you a good rate the first year to get you in with them then go up.
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Old 07-22-2015, 07:08 AM
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I'm 23 with an 06 Z and no car note. I have Nationwide Full coverage 300/100/300 with a $500 deductible. Pretty decent driving record...I guess. Totaled a car at 17 and 2 minor tickets total. I pay $72/month. A few years ago I had a g35 coupe with the same policy and a car note and was paying $125. Also from Chicago as well. Hope this helps!

And I don't see why you couldn't put a Nismo bumper on any Z.

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Old 07-22-2015, 08:42 AM
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I am 23 with an 08 Z, and have Progressive (full coverage) with a $1000 deductible and pay $100 a month. There are so many factors though it's easier to just make a 10 minute call to your insurance agent and get a quote.
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Old 07-22-2015, 08:51 AM
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but that makes entirely too much sense
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Old 07-22-2015, 11:04 AM
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Imma throw out $200-250, final answer Regis.
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Old 07-23-2015, 07:55 AM
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Bill350z
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I bought my 05 Z when I was 18.
I had State Farm and payed 170 a month for full coverage.
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Old 07-23-2015, 04:33 PM
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pay 140 for full coverage in illinois on a 05, my driving record is most definetly not clean
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Old 07-23-2015, 04:47 PM
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I think kids these days are to scared to pick up the phone and actually make a call.
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