Hey gang, I been getting ready to acquire a new Z for the past few months now, and everything seems to be set... except for the part of the insurance....

I am 21, with 1 accident (not at fault) and 0 tickets under my belt. My current car is an 03 Jetta 1.8 turbo and I pay about 1,200 every 6 months... I recently checked with my current policy holder which is 21st century and they wanted to charge me 2,000 every 6 months if I were to acquire a new Z... needless to say, I almost choked after I was given that quote... so does anyone have any suggestions for me? I think 2,000 dollars for 6 months is a ridiculous amount for insurance for anything but an exotic. I tried searching but couldnt get too much info, if anyone can shed some light on this for me, i would appreciate it greatly! Thanks guys!

 

call these guys up, i have a friend that has them and they were pretty cheap. Shop around !

http://www.electricinsurance.com/

 

I am gonna recommend what you dont wanna hear.

Wait a few years or pay the Price of owning a high Performance Sports car at a young age.

Give or take a few bucks I doubt you'll get the Z for much less.

4000 year / 12 months = 333 plus the monthly payment for the
Z lets say around 400 per month. = 733 per Month Plus lets say 100 month in gas.

800 and change per month to Drive a Z. For 5 Years!
of course your insurance will go down a bit assuming you dont get tickets or wreck.

I'd wait a few years unless you want to live for your car.

 

I suggest marriage or a sex change.
(The procedures are nearly identical)

 

When I got my , I had one accident that was NOT my fault, but it still counted against me. I also had less than 5 years driving experience and my insurance was $234/month. Once I got the 5 years driving experience, my payments automatically dropped to $144/month. btw, this is with State Farm Insurance. I'm 21.

 

(dbl post) cannot delete

 

You're gonna pay a higher prenium since you're only 21. I'll be paying $252 every 6 months for full coverage with Mercury Insurance - but I'm almost 2x your age.

 

yeah man, right now, it seems ugly, but you're actually very right. it would be financially irresponsible of me to take on such a venture at this time in my life, ill try and calling a few more companies, but it looks like i may have to wait a few more years to really begin to enjoy a Z. Thanks for all the help guys. more input is always appreciated!

 

That's a good freakin rate. I'm with Wawanesa, and they're charging me a little less than $800 a year. But I'm 37.

One of the benefits of gettin older, I a reckon.