I just checked out Allstate's quick insurance...

get this...

Sentra SE-R Spec V insurance for 6 months is 200 higher for me than a Z!!!

21 Year old no accidents/record in the last 5 years....this is suburban Chicago...

 

This is probably due to a number of factors. Now, I'm not an actuary, so don't quote me. The Sentra has some already established numbers, such as theft rates, claims, etc. The demographics of driver are already established, too. The average driver age of the Sentra is probably much younger than the projected average driver age of the Z. Extrapolate from there.

My premium on a 2000 Integra GS-R is 2000 bucks a year! I paid less for a '92 VR-4!!! (mostly because of the price of the car brand new was much more) I have had quotes from insurance companies averaging about 1600 a year for me in a Z and I'm 26 with no record.

What were you quoted by All-State, btw? I'm in the area and I'd love to know what they told you. Thanks.

-Jon

 

well, with SAFE DRIVER AND GOOD Student, it was $1100 per six months for the Sentra SE-R Spec V, and the Z...meh, only $950

jesus jehova, I cant afford EITHER of these cars....dont know what I can afford....

 

I agree the biggest factor is the age of the drivers that usually buy Sentra, I think they tend to be in their teens to early twenties and the beat the sh#$ out of the car, have higher rate of accidents and therefore more claims so they stereotype the drivers into a category that will be more costly to them. I have allstate and my rate is 506/6 months.

 

How old are you....

damn, with insurance the way it is, it might be worth it just to marry my gf right here and now

 

The Spec-V insurance is higher than most cars...mostly because of the theft/young driver factor. Mine is 2300/yr.

 

GOOD LORD

THe insurance from Allstate is higher for a HONDA CIVIC LX 2 Dr COUPE THAN IT IS FOR THE Z??


WTF IS GOING ON???


this is bizarre

 

That is nothing I got 2 quotes All State was $5200 a year for me. I have NO Accidents Or points and I am 26. They are banging me beacuse I have never had insurance before, they said I am going to be in tier 2 and I will stay there for 3 Years untill it drops down and if I have no accidents. The other quote was 6500.! Plus I live In NJ! Thats ********!

 

I am 38 with a clean record thanks to a lawyer, and get multiple car discount, I have 100/300/50 liability, 500 ded collision and 250 ded comp, 25/50 uninsured and 10 pip and rental. With Allstate you have to be careful because if you are new they will put you in their high risk insurance and not in the regular insurance. My son has a 2001 base mustang and it costs 1700/6 months because it is under my name and under my insurance with him as the driver, if he were to get the same insurance under his own policy it would be 2400/6 months he is 19.

 

Lack of data on a new model is most assuredly the reason. Wait a year and the Z insurance premiums may go up a little. Right now they are mostly based on the purchase price of the car.

 

When I was checking rates on the Z when I pre-ordered, the number I got on the Z was equal to a WRX, and less than an f-body. Oddly enought, the insurance on a vette was cheaper than the insurance on a camaro. Go figure.

 

jesus.. you guys are getting killed.

I'll pay 850/6 months for 3 cars.. 1 Z and 2 civics. Multiple car, 2 drivers.. full liability with 500/deduct (maybe its 250.. forget)

28 w/no record in VA

 

I just payed my insurance for the 350z with i21.com. $650 dollars/6 months, im 27 AND I have one moving violation. I rule

 

I heard somewhere that Honda and Toyota insurance are higher due to theft rates.

 

Wow....I feeling it for ya guys....my insurance is awesome, to be honest I don't even remember how much it is, only that it's 30 bucks over my previous car ('99 Miata), so I totally didn't worry about it! USAA rocks!