Originally Posted by jeffie7

What's great is if you use a credit union for your loan (setting it up ahead of time of course) in my case I could get a 12 month to 100+ month loan all for the same rate. 4.9 for used and 4.5 for new.

I might be in the market for a house within the next year so my TL is on a 9 year loan, the TL is the only thing I have debt wise, everything else is paid in full. so when I'm looking at house loans my debt to income is going to be as high as I can get it.

Again I pay $600.00 a month, I feel that's a good # to pay on a car payment. however in the end I bet I could make more money paying the min car payment taking a hit on the interest and investing the extra cash else where.... since I hate the idea of owing anyone anything. I want it paid off soon. even if it means having less money to invest.