Car loan interest rates.

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Sep 25, 2002 | 03:49 PM

Old Skooler

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From: Dallas, Texas

Car loan interest rates.

Woo-hoo! I just got off the phone with USAA, 4.9% for sixty months!!!!!! Course, it helps that I'm in the Army, 29, technically married, one daughter, no tickets...what have other people been getting? Can anyone beat 4.9%?

Sep 25, 2002 | 04:08 PM

Jill

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From: Haddonfield, NJ

Matt-
Dunno why you put this in detail forum, but i'm moving it to general so you can get more input.

Sep 25, 2002 | 04:26 PM

Dean

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From: Carolina

4.75% (with direct deposit) from USAA.

It's nice to be married to a Navy guy's daughter.

Dean

Sep 25, 2002 | 04:33 PM

GameOver

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From: bay area, ca

www.starone.org

4.75 with direct deposit

Sep 25, 2002 | 05:26 PM

Old Skooler

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From: Dallas, Texas

ZGirl: Sorry about that, I forgot to see which forum I was posting too.

As for you two that beat my rate...congratulations, ain't USAA great?

Sep 25, 2002 | 05:41 PM

z350z

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From: California

I got 0.0% from a credit card, but only for a year (fortunately I should be able to pay it off by then). Can't beat that!

Sep 25, 2002 | 05:45 PM

Old Skooler

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From: Dallas, Texas

Err...ummm...no...I guess you can't. Dang. I've got 1.9% until March of 2003, but my limit's only about 12 grand. Nice job...I need to get out of the Army.

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Sep 25, 2002 | 05:45 PM

ZforFun

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4.8 from peoplefirst.com

Sep 25, 2002 | 05:54 PM

jmark

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From: Greer, S.C.

My credit union is 4.49% for 60 months with a checking account and direct withdrawal. What does Nissan financing look like?

Last edited by jmark; Sep 25, 2002 at 05:57 PM.

Sep 25, 2002 | 06:11 PM

#10

nbdyfcnsqnc

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4.7%, credit union.

Sep 25, 2002 | 08:09 PM

#11

GameOver

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From: bay area, ca

Quote:

Originally posted by jmark
My credit union is 4.49% for 60 months with a checking account and direct withdrawal. What does Nissan financing look like?

whose ur credit union???

do they have a url??

thanks

Sep 26, 2002 | 06:56 AM

#12

MikesChromeZ

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From: Bethpage ,NY

4.90% from Pentagon Federal..PenFed.com

Sep 26, 2002 | 07:04 AM

#13

a_p

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From: Newport Beach, CA

Re: Car loan interest rates.

Quote:

Originally posted by Matt Lush
Woo-hoo! I just got off the phone with USAA, 4.9% for sixty months!!!!!! Course, it helps that I'm in the Army, 29, technically married, one daughter, no tickets...what have other people been getting? Can anyone beat 4.9%?

I'm 28, with good credit and have a Home Equity line loan for 5.25%. I called my dealer and asked her if she could beat 5.25%. She called me back in an hour and offered me 4.49% for 60months (no early payment penalties or fees). However I may just put down the $34k onto an interest-free credit card for a year.

Anil

Sep 26, 2002 | 07:06 AM

#14

sammythebull

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From: Atlanta

Quote:

Originally posted by jmark
My credit union is 4.49% for 60 months with a checking account and direct withdrawal. What does Nissan financing look like?

What credit union are you getting that from?

Sep 26, 2002 | 09:16 AM

#15

bamos

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Use the Equity Line

You can claim the interest against your income taxes. On an equity line/loan, it doesn't matter what you use the money for, as long as it's secured by your house, the rules apply.

Sep 26, 2002 | 09:46 AM

#16

a_p

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From: Newport Beach, CA

Re: Use the Equity Line

Quote:

Originally posted by bamos
You can claim the interest against your income taxes. On an equity line/loan, it doesn't matter what you use the money for, as long as it's secured by your house, the rules apply.

The equity line is against a home that I don't live in, but I'm renting out. However the home is filed under Schedule E. Do you know if I can still claim the interest when I file my taxes?

(hey I may be able to keep you alive if you come into a hospital, but keeping my cash flow alive is a different issue.)