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Old 09-25-2002, 03:49 PM
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Old Skooler
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Default Car loan interest rates.

Woo-hoo! I just got off the phone with USAA, 4.9% for sixty months!!!!!! Course, it helps that I'm in the Army, 29, technically married, one daughter, no tickets...what have other people been getting? Can anyone beat 4.9%?
Old 09-25-2002, 04:08 PM
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Jill
 
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Matt-
Dunno why you put this in detail forum, but i'm moving it to general so you can get more input.
Old 09-25-2002, 04:26 PM
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Dean
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4.75% (with direct deposit) from USAA.

It's nice to be married to a Navy guy's daughter.

Dean
Old 09-25-2002, 04:33 PM
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GameOver
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www.starone.org

4.75 with direct deposit
Old 09-25-2002, 05:26 PM
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ZGirl: Sorry about that, I forgot to see which forum I was posting too.

As for you two that beat my rate...congratulations, ain't USAA great?
Old 09-25-2002, 05:41 PM
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z350z
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I got 0.0% from a credit card, but only for a year (fortunately I should be able to pay it off by then). Can't beat that!
Old 09-25-2002, 05:45 PM
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Err...ummm...no...I guess you can't. Dang. I've got 1.9% until March of 2003, but my limit's only about 12 grand. Nice job...I need to get out of the Army.
Old 09-25-2002, 05:54 PM
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My credit union is 4.49% for 60 months with a checking account and direct withdrawal. What does Nissan financing look like?

Last edited by jmark; 09-25-2002 at 05:57 PM.
Old 09-25-2002, 06:11 PM
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4.7%, credit union.
Old 09-25-2002, 08:09 PM
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GameOver
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Originally posted by jmark
My credit union is 4.49% for 60 months with a checking account and direct withdrawal. What does Nissan financing look like?
whose ur credit union???

do they have a url??

thanks
Old 09-26-2002, 06:56 AM
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MikesChromeZ
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4.90% from Pentagon Federal..PenFed.com
Old 09-26-2002, 07:04 AM
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Default Re: Car loan interest rates.

Originally posted by Matt Lush
Woo-hoo! I just got off the phone with USAA, 4.9% for sixty months!!!!!! Course, it helps that I'm in the Army, 29, technically married, one daughter, no tickets...what have other people been getting? Can anyone beat 4.9%?
I'm 28, with good credit and have a Home Equity line loan for 5.25%. I called my dealer and asked her if she could beat 5.25%. She called me back in an hour and offered me 4.49% for 60months (no early payment penalties or fees). However I may just put down the $34k onto an interest-free credit card for a year.

Anil
Old 09-26-2002, 07:06 AM
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sammythebull
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Originally posted by jmark
My credit union is 4.49% for 60 months with a checking account and direct withdrawal. What does Nissan financing look like?
What credit union are you getting that from?
Old 09-26-2002, 09:46 AM
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a_p
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Default Re: Use the Equity Line

Originally posted by bamos
You can claim the interest against your income taxes. On an equity line/loan, it doesn't matter what you use the money for, as long as it's secured by your house, the rules apply.
The equity line is against a home that I don't live in, but I'm renting out. However the home is filed under Schedule E. Do you know if I can still claim the interest when I file my taxes?

(hey I may be able to keep you alive if you come into a hospital, but keeping my cash flow alive is a different issue.)
Old 09-26-2002, 09:55 AM
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GameOver
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some of us dont have a house yet. At least I cant afford one in the bay area. Cant find a house for less than 350k

Old 09-26-2002, 10:42 AM
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Originally posted by sammythebull
What credit union are you getting that from?
Houston Federal Credit Union
Old 09-26-2002, 10:55 AM
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stungeon
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4.74 from Chase for 60 months. No direct dep. needed.
Old 09-26-2002, 10:57 AM
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Originally posted by GameOver
www.starone.org

4.75 with direct deposit
I hate you guys!!

my best way 6.2 wells fargo

worst 10.5, from peoplefirst!
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