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Michael Alvarez from VRT has passed away.

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Old Sep 23, 2010 | 10:51 AM
  #81  
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[QUOTE=XKR;8676965]Yeah.... MOST insurance will not pay out if the policy holder/s take their own life. My policy has it in bold letters....if you have a policy 1 million dollars or over ....they will NOT pay out. With the economy the way it is.... There would be a run on claims from people killing themselves to help their families if they allowed it.[/QUOTE]

I must admit, this thought went thru my F'ed up brain alot. I made it though.
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Old Sep 23, 2010 | 11:14 AM
  #82  
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Originally Posted by XKR
Yeah.... MOST insurance will not pay out if the policy holder/s take their own life. My policy has it in bold letters....if you have a policy 1 million dollars or over ....they will NOT pay out. With the economy the way it is.... There would be a run on claims from people killing themselves to help their families if they allowed it.
I have seen policies pay out on suicide, but its a long drawn out process. Insurance companies have a "discovery" period ( most of the time 2 years ) in which they can contest a claim for suicide, after that its up to the policy language.

All suicides are not the same in the eyes of an insurance company.

person A suffers from depression, on medication and kills himself, will get his policy paid

person B *cough Mr A cough* 86's himself because he is in financial ruin or is facing prison, will have the claim heavily contested
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Old Sep 23, 2010 | 12:11 PM
  #83  
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Originally Posted by danisr1
I have seen policies pay out on suicide, but its a long drawn out process. Insurance companies have a "discovery" period ( most of the time 2 years ) in which they can contest a claim for suicide, after that its up to the policy language.

All suicides are not the same in the eyes of an insurance company.

person A suffers from depression, on medication and kills himself, will get his policy paid

person B *cough Mr A cough* 86's himself because he is in financial ruin or is facing prison, will have the claim heavily contested
I agree.... I should have said a clear case of someone offing themselves will not get a payoff.

Someone falling off a roof is a different story.... It would have to be proven that they jumped or fell off.


CoachK..... I don't want to hear that!!!!!!

Last edited by XKR; Sep 23, 2010 at 12:13 PM.
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Old Sep 23, 2010 | 12:41 PM
  #84  
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tibbs didnt directly or indirectly caused that right??.... damm coach...either way its good to see you around here again man....
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Old Sep 23, 2010 | 01:15 PM
  #85  
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Still here.I made arrangements yesterday to pay on Friday but they decided to put aside our arrangements and ban me today....... so I paid them today.I hate IB!

Last edited by TurboTim; Sep 23, 2010 at 01:19 PM.
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Old Sep 23, 2010 | 01:20 PM
  #86  
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I hear he used a gun. I would have expected him to come up with some elaborate scheme and run a car off a cliff or somethng so his family could get paid!
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Old Sep 23, 2010 | 01:28 PM
  #87  
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Originally Posted by TurboTim
I hear he used a gun. I would have expected him to come up with some elaborate scheme and run a car off a cliff or somethng so his family could get paid!
I heard his G exploded shortly after Mr.S worked on it
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Old Sep 23, 2010 | 01:41 PM
  #88  
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FYI...it's suicide prevention week so if you know someone who has talked about checking out, reach out to them. And then continue to reach out for the rest of your life. It does make a difference.

It had nothing to do with the shop or JT. My medical problems started when I retired. Being retired is not what its cracked up to be. You go to work everday for 29 years and then one day the walls in your house start closing in on you and it makes you nuts. Granted, I was having some anxiety issues during the time the shop was open but so much other stuff was also happening to me at the time.
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Old Sep 23, 2010 | 01:45 PM
  #89  
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Thanks Quick....

Mike...you have no idea how many times I read your email over and over. I never took a stitch of medicine in my life and thought I could get thru my medical issues without it. In your email you said "TAKE YOUR MEDS". I thank you a million times over for that.
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Old Sep 23, 2010 | 07:15 PM
  #90  
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Originally Posted by coachk
Thanks Quick....

Mike...you have no idea how many times I read your email over and over. I never took a stitch of medicine in my life and thought I could get thru my medical issues without it. In your email you said "TAKE YOUR MEDS". I thank you a million times over for that.
You are a good guy Coach... And everyone on here knows that....you know you have a friend here
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Old Sep 23, 2010 | 08:25 PM
  #91  
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..........
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Old Sep 23, 2010 | 10:05 PM
  #92  
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wow.. im kinda shocked. i never thought he would do something like that.. he liked himself to much.

i know he had children.. a boy and girl i believe.. but he just had another baby boy about a year or so ago..

sad stuff.. poor kids.
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Old Sep 24, 2010 | 12:21 AM
  #93  
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Originally Posted by xxg35girlxx
wow.. im kinda shocked. i never thought he would do something like that.. he liked himself to much.

i know he had children.. a boy and girl i believe.. but he just had another baby boy about a year or so ago..

sad stuff.. poor kids.
What's up young lady
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Old Sep 24, 2010 | 02:38 AM
  #94  
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^LOL
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Old Sep 24, 2010 | 05:12 AM
  #95  
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hi mike! nothing much.. how about you?
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Old Sep 24, 2010 | 05:15 AM
  #96  
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Originally Posted by XKR
What's up young lady
^^Smooth Mike!!
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Old Sep 24, 2010 | 05:19 AM
  #97  
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lol.. smooth is mikes middle name..
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Old Sep 24, 2010 | 05:51 AM
  #98  
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I'm waiting for the "come here often" line! LMAO...
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Old Sep 24, 2010 | 06:48 AM
  #99  
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Originally Posted by xxg35girlxx
lol.. smooth is mikes middle name..
We need an updated pic of your pretty self and not just a foot shot for those with a foot fetish
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Old Sep 24, 2010 | 07:14 AM
  #100  
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Wow this thread has turned my circles. From a dead guy to a banned sponser and now its a pic request thread?
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