Was going over stuff today and I realized I am pretty sick of paying the insurance bill I am! My record is relatively clean...last incident is a bit over 3.5 years old now (car accident). No other tickets in that time. I am with Progressive right now, which is a great company, but paying a bit under $3k a year.....there has to be a better way!

So who are you guys using? Any recommendations? I obviously want to stay with a reputable firm, so there are no issues should a claim need to be filed, but right now I feel like I'm making 2 car payments because of these premiums!

Adam

 

Try Geico, they have good rates and very very fast service. I pay around 2400 a year. That's with a speeding ticket.

 

Adam,

Try Geico, I pay just under 2k a year for soup to nuts coverage.

Chris

 

kemper 1600

 

tried geico..quote was 2250...I'm trying to get sub 2000 if I can

1600 eh...did you go direct to the firm or through an agent?

 

well i had to go through a parent. just me they wanted 13,000. ouch! im pretty sure we went direct.

 

13k for insurance???? WHAT THE ________________




i thought my 2500 was bad..

 

it was 1000 $ cheaper if i got a used older viper. it was a little over 12

 

Although I'm from JeRZee, you might want to request a copy of your insurance points and/or record. I had 3 "my fault" accidents on my record which are 5 points each with the insurance company. These take 3 years to remove indefinately, regardless of your DMV driving record, even if you're record is clean, etc.

I had a 2 points with the DMV for Reckless driving and 4 points for speeding 92 in a 65 on the G.S. Parkway coming back from Seaside Heights WAYYYYY back in 1999. My insurance company didn't kick me off until 2 years later when the accidents I had affixed to my insurance record. At that time, DMV was clear and had NO points. Also, DMV doesn't care if you get into an accident. Hope this helped.....peace all

By the way.....full coverage with NJ Manufacturers $987/year (under my parents name)...I'm 23, and had enough credit to put car in my name but finance payments and insurance > my salary...just got a letter saying it's $20 more a month to have coverage on the Eclipse AVN2454 Nav/DVD/CD/MP3 receiver.

 

yeah under your parents name I could understand- being that I am 30 and long since out of my house, that's not exactly feasible anymore

I have a copy of my license record so I know what's on it, but just seems that us LI'ers get screwed on the ins thing..damn population density!

 

I live on the Island.

I have Geico with 100/300 Coverage. I pay $800 every 6 months.

 

Ask for 1000 deductable I did that and it lowered my payment 170 every six months. I.m now paying $1033 for six months. For 100k 300k 50k. Also if you have medical insurance through another source remove that. Also if you own a home or have taken a defensive driving course that will also lower your rate. The defensive driving is like 10% off right there.

 

I wish I could but the financing terms call for $500

 

I use Allstate and pay $2200 yr for 2 cars one speeding ticket. See sig..