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Old 07-21-2007, 01:27 PM
  #121  
Ken@Performance
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Did you get the Gap insurance when you bought the car?
Old 07-24-2007, 10:27 AM
  #122  
esfand
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Originally Posted by Ken@Performance
Did you get the Gap insurance when you bought the car?
no, i didnt know about it... while they are taking their sweet time and wasting mine, the bank still wants their money and payments have to be made on schedule.
WOW what a nightmare....
i didnt even know what gap insurance was until recently, i thought it was a part of the policy.
Old 07-24-2007, 11:16 AM
  #123  
nooooorb
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How much did the insurance offer? And how did it compare to the KBB value?
Old 07-25-2007, 06:19 AM
  #124  
06MagneticZ
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PM me.... I know of someone who might be able to help with legal issues.
Old 07-25-2007, 09:02 AM
  #125  
buffmanjeff
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car insurnace is such a scam. They wont even cover my mods no matter how much i pay. I'm already looking into other options/companies.
Old 07-26-2007, 08:14 AM
  #126  
esfand
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they offered me 25
Old 07-26-2007, 10:16 AM
  #127  
G-TICKET
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If the car was purchased from a dealer they have to have you sign a refusal of gap insurance after explaining it. You might want to check you paperwork and make sure you didn't sign it when they were throwing all the papers at you to sign. It's easy to just sign where they tell you and not pay close attention. Especially when your excited to just drive your new car.
Lisa
Old 07-26-2007, 12:25 PM
  #128  
nooooorb
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Originally Posted by esfand
they offered me 25
What year is your car? Trim? Mileage?

Assumption:
2005 350Z Base @ 30K miles --- $23740 KBB Retail.
2005 350Z Enthusiast @ 30K miles --- $24515 KBB Retail.
2005 350Z Performance @ 30K miles --- $25515 KBB Retail.


Depending on the information above, $25K might be a reasonable offer. If you don't have gap coverage, you'll have to eat-up the difference on what you owe. Insurance will not cover mods (unless it's spelled out on your policy).
Old 07-26-2007, 12:59 PM
  #129  
Sco2355
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Sorry to hear about your car man! That was just stomach turning what they did to it. But like everyone is saying, keep fighting and try to get a lawyer!
Old 07-27-2007, 12:33 AM
  #130  
esfand
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Originally Posted by nooooorb
What year is your car? Trim? Mileage?

Assumption:
2005 350Z Base @ 30K miles --- $23740 KBB Retail.
2005 350Z Enthusiast @ 30K miles --- $24515 KBB Retail.
2005 350Z Performance @ 30K miles --- $25515 KBB Retail.


Depending on the information above, $25K might be a reasonable offer. If you don't have gap coverage, you'll have to eat-up the difference on what you owe. Insurance will not cover mods (unless it's spelled out on your policy).
it was a 06 track
Old 07-27-2007, 12:34 AM
  #131  
esfand
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Originally Posted by G-TICKET
If the car was purchased from a dealer they have to have you sign a refusal of gap insurance after explaining it. You might want to check you paperwork and make sure you didn't sign it when they were throwing all the papers at you to sign. It's easy to just sign where they tell you and not pay close attention. Especially when your excited to just drive your new car.
Lisa
thanks, ill try to dig up the paperwork and check...
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