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Old 12-17-2007, 01:14 PM
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Nismo Z
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Default Free Wells Fargo Checking

Hey Guys, I'm on here a lot and I don't really know many members here but I just wanted to put this offer out there. I am a personal banker at Wells Fargo and we're offering free checking accounts with free overdraft protection to everyone. I'm sure you guys already do have checking accounts but consider it because it's completely free when you open it with me. Let me know I need to bring in some checking accounts.
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Old 12-17-2007, 01:51 PM
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wtf man. i've had wells fargo for 3 years now....and NO free checking for me.

i think i'm gonna go to WAMU....they have free checking and they offered me a pretty good low interest credit card.

will wells fargo give current customers free checking now or what?
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Old 12-17-2007, 01:55 PM
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Originally Posted by dave079
I thought free checking was fairly standard now? I have never paid for checking in my life.
+100

As long as you maintain $300 or have direct deposit the account is free - or at least it was 15 years ago when I opened my accounts with them.
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Old 12-17-2007, 02:14 PM
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Originally Posted by Paul350Z
+100

As long as you maintain $300 or have direct deposit the account is free - or at least it was 15 years ago when I opened my accounts with them.
apparently that's not the case....i always have more the $300 in my account and i've had direct deposit since i started banking there.

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Old 12-17-2007, 02:17 PM
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well what do you consider free checking? free checking if you open through me consists of a reasonable amount of overdraft fees being waived im a pretty generous banker and joey3am if you don't mind i can look you up and make your account free, let me know
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Old 12-17-2007, 02:18 PM
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Ignore.
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Old 12-17-2007, 02:25 PM
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I heard Wells Fargo offers a free checking account if you open a savings account at the same time that automatically transfers a set balance, min $25 a month, from you checking to your savings.
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Old 12-17-2007, 02:38 PM
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There's many ways to make things "free" at WellsFargo. The legit way is to either be a student and open a student checking, or do the 25 dollar transfer, or have direct deposit. But if you wine and complain enough to the personal banker, he can place "waivers" on your account for up to 12 cycles.(12 months)
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Old 12-17-2007, 02:51 PM
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right on the spot with all the posts i just have an end of the year quota to meet so i was just searching around for some possibilities, thanks guys
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Old 12-17-2007, 02:59 PM
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Originally Posted by dave079
I thought free checking was fairly standard now? I have never paid for checking in my life.
yes, they are . A lot of free checking specials all the time.
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Old 12-17-2007, 05:51 PM
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After having numerous business and personal accounts with various banks, I always noticed that Wells Fargo had the highest and most fees. I don't think I could recommend them at all for a basic account. However, if you have considerable equity their personal banking assistants can be helpful. My last bank tried to charge me for checks and I simply told them they could either issue me free checks or cut me a cashiers check for all of my accounts. Needless to say I got free checks. Banks make a ton of cash by having your money in their account, don't let them charge you a freaking dime.
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Old 12-17-2007, 05:56 PM
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Originally Posted by stylett9
There's many ways to make things "free" at WellsFargo. The legit way is to either be a student and open a student checking, or do the 25 dollar transfer, or have direct deposit. But if you wine and complain enough to the personal banker, he can place "waivers" on your account for up to 12 cycles.(12 months)
If you place a waiver on an account that you are not suppose to, or when you don't even have the authority to place any type of waiver, then you are sure to get a pink slip out the door. Believe me....
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Old 12-17-2007, 07:59 PM
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wells fargo FTL.
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Old 12-17-2007, 08:33 PM
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Originally Posted by Changvi
If you place a waiver on an account that you are not suppose to, or when you don't even have the authority to place any type of waiver, then you are sure to get a pink slip out the door. Believe me....

As long as it's on your authority card you can. I garantee you that every personal banker is allowed to place waivers. I was a lead teller and I had the authority to do it.
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Old 12-17-2007, 08:34 PM
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Originally Posted by BlueBoxer
After having numerous business and personal accounts with various banks, I always noticed that Wells Fargo had the highest and most fees. I don't think I could recommend them at all for a basic account. However, if you have considerable equity their personal banking assistants can be helpful. My last bank tried to charge me for checks and I simply told them they could either issue me free checks or cut me a cashiers check for all of my accounts. Needless to say I got free checks. Banks make a ton of cash by having your money in their account, don't let them charge you a freaking dime.

Come give Kinecta Federal Credit Union a try. :-) I'll take care of you.
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Old 12-18-2007, 11:54 AM
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wells fargo sucks, or at least for me, everytime i come in there's always a problem. Bank of A or WaMu for me,
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Old 12-18-2007, 12:51 PM
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ive had nothing but problems with wamu and have not had any problems with wells fargo since i switched over
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Old 12-18-2007, 12:57 PM
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Originally Posted by stylett9
Ignore.
+100000000000000000000


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