3-fity

iTrader: (4)

I was on my way to work when a freakin boulder hit my windshield. I now have a crack in my windshield thats a bit larger than a dime. Anybody know if insurance will cover a new windshield? No matter how much you try and take care or the car, SOMETHING is bound to happen.

grifferjr

this happened to me and what it falls under is your comprehensive plan. insurance companies will do one of two things. call them and they will first send someone out to look at it, a glass repair person. if the hole is only a small chip or crack that is under the size of a dollar bill then they will fill it using some liquid glass stuff. works pretty well. at first look you cant even tell that it was cracked.

if the crack has gotten bigger than a dollar or if its directly in the visual field of the driver, they wont repair it and then you are looking at a new windshield. that will then kick in your deductible. if you are a zero deductible then dont sweat it. but if you have 250 or 500 then you will want to start shopping for an affordable but good shield, cause the cost of the shield will be mainly out of your pocket through the deductible. you can do a search on the repairing forum for threads in the past that have delt with this.

good luck.

3-fity

iTrader: (4)

Thanks!

King Tut

iTrader: (1)

Depends on state. In Florida it is a zero deductible thing once per car. I know USAA has a special number just for windshield claims. If it is small I would try and get it fixed instead of replaced.

3-fity

iTrader: (4)

Cool, I use USAA. I will give them a call.

gooters

USAA Rox. It will likely be a no charge deal. They might even send someone to your work to do the repair. Remember though that you only get a couple of comprehensive "freebies" before your rate gets jacked up, and the hail up here rox!

BTW, sorry about your windshield, that reeks. Get it fixed ASAP, as windshield cracks spread quickly, especialy in the winter!

vtec96

Yeah that....

but I would wait for summer.....since you could get another chip during the winter......

3-fity

iTrader: (4)

Safelight is on their way out tomorrow morning. Hopefully they can do a good job with the repair.

King Tut

iTrader: (1)

Let us know how they do. I got a real small chip that I barely notice, but is pisses me off.

hndumafia

iTrader: (10)

doesn't the state of Florida pay for replacement of windshields if the damage happens, or you claim it happens at least, on any highway?

King Tut

iTrader: (1)

Yeah I think the insurance pays for it and then maybe gets reimbursed by the state of Florida. Anyways you gotta go through your insurance company for sure.

MASTERPLAU

oh man.. windshield season! gotta love it when they come out to where ever your car is... had mine changed in 30 min at a parking lot where i work... think i paid round $300 and it even came with a slight tint... it was worth it...

3-fity

iTrader: (4)

Safelite came out and epoxied it. You can BARELY!! tell where it happened. I'm real happy with the outcome.

bstansbu

iTrader: (1)

Just got my windshield replaced yesterday due to rock chips. I had a small chip about half the size of a dime and got it filled for 25$. 2 hours after it was fixed it spread from door to door. My deductable via USAA was 500$ so I paid 245$ out of pocket for a new one. Good luck with yours. BEN

Poison123

iTrader: (2)

Future reference USAA won't pay to have it replaced. They have a special deal where you get a discount on a replacement through safelite and thats it. I went down this exact road a few months ago, only my crack couldn't be covered by 3 dollar bills

homiusang

iTrader: (3)

Just got one small chip on my windshield today...it does **** me off and now it looks like a rain drop from inside the car

King Tut

iTrader: (1)

Guess I will call a company to try and fill it. I am sure it isn't going to turn into a crack.

grifferjr

where you are at in the country you are probably right. the main reason why chips turn into cracks is because this time of year up north, the freezing and thawing in the window cause expansion and contraction and before you know it, you get a spider line traveling its way to one side if not two sides of the windshield.

mine started as a chip the size of a dime and since it was last november, on a friday, by the time monday came and i could call the insurance company, it had started to spider out and was just under the size of where it could just be repaired. got lucky.