sorry i'm no help here, but +5. lol

 

Imagine the damage if it'd had those heavy batteries in it....probably take out the entire hood!

+6 lol

 

LMAO at that pic. Very nice.

 

Dang possums on a half shell!!!!!!

 

+7, I've literally looked at that title like five times and thought "hit a *****?! WTF?!"

 

There's two things you can do.....

1. Go to your local dismantaling yard and you can find a good bumper cover for about $100-$150 (new is about $325 here in L.A., CA). Take that cover to your local paint shop and have them paint it for about another $200. You save money taking down and putting back the bumper yourself.

2. If you have structure damage, just go to a body shop of your choose and level with the owner that you dont have money for the deductable and in most cases all they will do is charge a little more the insurance to cover your cost. The worst the owner will say is no....just go to another shop! You get your car fixed for free!

Good luck!

 

Ah, nothing like new and creative ways to defraud the insurance industry so they can continue to jack up all of our rates. If you have to resort to what is basically stealing because you can't afford your $250 or $500 deductible, then I strongly recommend public transportation.

 

+8

This is soooooo funny! thanks for the laugh!

 

+9

 

These things are huge!! They can get to be about 2 feet long or so, maybe a little larger, and can weigh 30lbs!!! They are basically mini living army tanks. There was one day back here in Texas when the 'dillos must have been having a convention. I hit 2 of 'em and a rabbit within 30 minutes in my old 300ZX. That was a sad day for all involved.

 

I've heard that they'll wait until you drive over them, then the little guys will POP up into your undercarriage and do serious damage to the bottom of your car, or scare you, or even both!

 

With all the confusion of the topic of this thread everytime I read a post my mind starts to think about different things. LOL

 

Relax.....no one is committing fraud. I have a $250 deductible, but who knows what this guy has, it might be $1000 or even $1500. It's not like your creating more damage to your car....In any case most shops will jack up the price when they hear insurance and most people wont care, we just want our car fixed! Are you going to shop around for the best price if the insurance is paying for the damage, NO....again you just want your car fixed right!

 

Hey, whatever lets you sleep at night...But asking a shop to jack up their insurance estimate so that the insurance company ultimately pays your deductible IS fraud. The insurance company assumes that you are paying your part of the repairs (your deductible), so ultimately, you're making the total cost of repairs appear more costly to them. This gets factored into the national rate averages for the car and our rates all go up. Thanks.


On a different note regarding your statement about the possibility of this persons deductible being 1K or higher....

Choosing a ridiculously high deductible indicates one of two things: either a) you (and I don't mean YOU, but whoever) are financially comfortable enough to absorb the high one time expense and thusly gamble that your deductible expenses over the life of the car will be less than the increased monthly premium associated with a lower deductible over the life of the car, or b) you are so financially UNcomfortable that a normal 200 or 500 deductible put your monthly premiums outside of your budget, so you took a gamble that you wouldn't get into an accident. Once you do get into an accident, since you couldn't afford premiums based on a normal deductible, you certainly don't have the free cash to pay for the outrageous deductible you accepted. It means you probably couldn't afford the car in the first place. (Again, none of these "you's" are actually directed at you personally, but at the thought process involved with choosing high-deductibles)


Sorry for the WWWWAAAYYY OT Post guys...

 

Damn, thats some funny sh*t

 

I hit a possum in my Altima and decapitated it....scared the **** out of me too because it all happened so fast. It turned and snarled at me just before I hit it......all teeth and glowing eyes .....When I got home I found its head stuck in the front of my car.........I almost wanted to leave it there because it looked so bad *** but it would have rotted..........

It scrathed up my paint and put a small dent but overall not too bad considering I was going 75 mph. I had ZERO chance to break or swerve.......made me wonder what the hell would have happened if it had been a kid running out into the road after a ball or something.........but it WAS the highway so.......not like I was doing 75 on a back street but it still taught me a lesson about just how little time there is to react at that speed, especially at night with lower vis.

 

I love this forum, just never know what's going to happen next...... :-)