Insurance
#1
Insurance
I've been shopping around to see what insurance will run me per month, in the event I still decide to get a Z next year. I was guessing it might cost me about $150 a month for full coverage here in CA with a $500 deductable. I have found out that I can get full coverage for that price with some shopping around but I was wondering what you guys pay per month on your Z only?
I'm 36 years old with no tickets of any kind in the last 5 years. No accidents in the last 15+ years. No DUI's no suspensions or revokes or anything like that ever.
I'll be 37 in November and that just seems a tad bit high to me for somebody with a clean record.
I know damn well if my parents had a Z (lol like they'd ever buy one) it would run them probably less than $100 a month. Must be nice to be REALLY old. LOL Lucky for me they won't read this:-D
Chad
I'm 36 years old with no tickets of any kind in the last 5 years. No accidents in the last 15+ years. No DUI's no suspensions or revokes or anything like that ever.
I'll be 37 in November and that just seems a tad bit high to me for somebody with a clean record.
I know damn well if my parents had a Z (lol like they'd ever buy one) it would run them probably less than $100 a month. Must be nice to be REALLY old. LOL Lucky for me they won't read this:-D
Chad
#2
Here is what I did.
Our family currently owns a 02 rsx and a 98 civic. W/ standard coverage, 21st quoted at zip of code of 94121 @ ~1300 for 6 months. My dadis 52 and I'm 25. Now, I went back and changed the '02 rsx to a 350z and the quote was ~1600 for 6 months. I think it really depends on your location in the Bay Area because San Francisco has outraguous rates. I would say you should expect anything from no price hike to an additional 50 a month. Bump your deductable to 1000 if you wanna bump it lower.
Our family currently owns a 02 rsx and a 98 civic. W/ standard coverage, 21st quoted at zip of code of 94121 @ ~1300 for 6 months. My dadis 52 and I'm 25. Now, I went back and changed the '02 rsx to a 350z and the quote was ~1600 for 6 months. I think it really depends on your location in the Bay Area because San Francisco has outraguous rates. I would say you should expect anything from no price hike to an additional 50 a month. Bump your deductable to 1000 if you wanna bump it lower.
#3
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I live in LA but run my insurance through Merced and with full coverage I was paying the same price as I was on my Civic coverage for LA.
Under $100 a month. Oh, 30 yrs old with clean record at the time. not so clean now.
Under $100 a month. Oh, 30 yrs old with clean record at the time. not so clean now.
#4
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Originally Posted by kamz
I live in LA but run my insurance through Merced
Oh, I pay 840.00 yr. 0 ded comp, 250 ded collision through state Farm. Multi car discount + good driving and I've been with them over 20 yrs.
Last edited by bixby; 04-25-2005 at 10:37 AM.
#6
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Check out Wawanesa, they offer some of the lowest rates with great service to boot (you can find testimonials all over the Internet). Rated rather well by the CA Bureau of Insurance Consumer Complaint Study:
http://www.insurance.ca.gov/SAB/Repo...laint/Auto.htm
I'm at $103/mo with the highest coverages. Two vehicles, the other being a '94 Civic. I live in a not-so great neighborhood as well, thus my premiums are elevated some.
Get a quote:
http://www.wawanesageneral.com/california/quote.asp
http://www.insurance.ca.gov/SAB/Repo...laint/Auto.htm
I'm at $103/mo with the highest coverages. Two vehicles, the other being a '94 Civic. I live in a not-so great neighborhood as well, thus my premiums are elevated some.
Get a quote:
http://www.wawanesageneral.com/california/quote.asp
#7
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Woo hoo! I have Wawanesa as well. One year full coverage for My Z and sister's 1999 Toyota Corolla both black and 500.00 deductibles is only $202.00 a month for 9 months last 3 are free. I'm 22 and sis 23. Shop around and you'll find some good quotes. Wawanesa does have excellent Customer Service!!
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#10
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check out progressive.com or geico.com. They will give you a fast online qoute for free and no hassels. I am 27 years old, clean record, live in the DWI capital of the world, NM, have an 03 Track with 500$ deduct, full coverage, I pay 106 a month. I use usaa insurance. BEN
#12
****, wish i was paying that amount.... how does $5000 a year sounds to everyone... crazy right considering that it's under my father name that's 60 with no tickets or accients in the pass 15 years.... living in nyc is crazy expensive, either your rich or have enought, you can live here, if not your screwed....
Ray
Ray
#13
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$5000 a year?!? That's crazy. I just got a quote from Progressive for $2200 a year. 21M in CA, 2005 350Z, $500 deductable. I'll probably get it insured under my dad's plan and just pay him monthly.
#15
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I pay $627 every 5 months with Allstate. Clean record, 31 years old and a $500 deductible. I also run with the 100-300 coverage because living in this town the chances of getting in a wreck with some 90,000+ ride is VERY likely.
Just last week I some poor guy in an old 2 Door Accord that had ploughed in to the back of a new SL600!!!! OUCH!!
My wife's 2002 Jeep Liberty runs me a staggering $1200 every 5 months because she has 2 or 3 points on her license!!!
Just last week I some poor guy in an old 2 Door Accord that had ploughed in to the back of a new SL600!!!! OUCH!!
My wife's 2002 Jeep Liberty runs me a staggering $1200 every 5 months because she has 2 or 3 points on her license!!!
#16
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Insurance was the kicker for me when I bought my Z. I had a 01 gallant and an 03 montero sport. If the rates were high I could not have afforded the Z. I called USAA my ins. co. and it went up 5 bucks a month. I pay 1300 a year I am 35, married clean record 250 deductible 50/100/50 PIP. I'm happy. I had paid much more when I had my 300ZX and my Formula.
#19
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If the car has more safety features, will the insurance rate be a bit lower? When I got a quote for the '05 350Z, I decided to get a quote for my Eclipse RS, mind you it's only a base model, and the 350Z came out $50/month cheaper.