Anyone here in the military? You think that check is enough...
06-18-2007, 07:53 PM
#121
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Originally Posted by vaughn1576
WTF you can enlist E-3! They are really desperate now.
06-18-2007, 10:31 PM
#122
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good call to wait. I just joined the AF myself and you really shouldn't do it for the money. Btw Texas is hot as ***** during the summer. Lucky for you it'll be september before you leave.
06-19-2007, 04:20 PM
#124
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Damn e-3 don't make no 1700 a month man. I joined the army back in 2002 as an 18 year old came in as an e-3 bought my Z in 2003 just a week after my 19th birthday brand new my payments were 556 a month and i made 660 every 2 weeks as an e-3 stationed in germany. Hurtin like hell on money because insurance was 220 dollars for me too and cell phone bill. Now i'm an e-6 army recruiter making a lot more and only got a little over a year to finish paying off my Z man. in the airforce your not gonna rank at all dude, the higher and higher my rank went the easier my car payments became. I put my little sister in the army and she's an E-3 stationed in hawaii and her paychecks are only about 600 every two weeks. E-3 base pay is only about 1528 plus u gotta take away taxes, but the way the a.f. works you won't get that e-3 till you complete tech school. I pinned on e-5 in 2 yrs 4months in the army and e-6 in 4 years 8 months in the army. Only 22 years old with a Z and a brand new Kawasaki Zx636r. The thing that helped me when i first bought my z was 7 months after i bought i went to iraq and made about 700 dollars extra a week. But i tell all my kids that i recruit who wanna buy brand new cars when they first come in is too wait man, wait till atleast you make e-4 so you know what your looking at exactly and how your lifestyle is going to be how much your gonna spend a month on regular sh*t. Than when you get about a 2 years in buy u that brand new car. I know i was struggling with mine when i first bought it. good luck dude
06-19-2007, 04:23 PM
#125
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Originally Posted by MyFaiRLaDy
Damn e-3 don't make no 1700 a month man. I joined the army back in 2002 as an 18 year old came in as an e-3 bought my Z in 2003 just a week after my 19th birthday brand new my payments were 556 a month and i made 660 every 2 weeks as an e-3 stationed in germany. Hurtin like hell on money because insurance was 220 dollars for me too and cell phone bill. Now i'm an e-6 army recruiter making a lot more and only got a little over a year to finish paying off my Z man. in the airforce your not gonna rank at all dude, the higher and higher my rank went the easier my car payments became. I put my little sister in the army and she's an E-3 stationed in hawaii and her paychecks are only about 600 every two weeks. E-3 base pay is only about 1528 plus u gotta take away taxes, but the way the a.f. works you won't get that e-3 till you complete tech school. I pinned on e-5 in 2 yrs 4months in the army and e-6 in 4 years 8 months in the army. Only 22 years old with a Z and a brand new Kawasaki Zx636r. The thing that helped me when i first bought my z was 7 months after i bought i went to iraq and made about 700 dollars extra a week. But i tell all my kids that i recruit who wanna buy brand new cars when they first come in is too wait man, wait till atleast you make e-4 so you know what your looking at exactly and how your lifestyle is going to be how much your gonna spend a month on regular sh*t. Than when you get about a 2 years in buy u that brand new car. I know i was struggling with mine when i first bought it. good luck dude
06-19-2007, 05:03 PM
#127
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USAREC got you by the ***** huh? I was a recruiter in Orlando and Tampa. I'm a Station Commander now up in CT but I'm going WOFT. Hope you dont have a lot of time left in USAREC. I'm going on 7 1/2 years. TIME TO GO.
06-20-2007, 05:31 AM
#128
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Originally Posted by MyFaiRLaDy
Damn e-3 don't make no 1700 a month man. I joined the army back in 2002 as an 18 year old came in as an e-3 bought my Z in 2003 just a week after my 19th birthday brand new my payments were 556 a month and i made 660 every 2 weeks as an e-3 stationed in germany. Hurtin like hell on money because insurance was 220 dollars for me too and cell phone bill. Now i'm an e-6 army recruiter making a lot more and only got a little over a year to finish paying off my Z man. in the airforce your not gonna rank at all dude, the higher and higher my rank went the easier my car payments became. I put my little sister in the army and she's an E-3 stationed in hawaii and her paychecks are only about 600 every two weeks. E-3 base pay is only about 1528 plus u gotta take away taxes, but the way the a.f. works you won't get that e-3 till you complete tech school. I pinned on e-5 in 2 yrs 4months in the army and e-6 in 4 years 8 months in the army. Only 22 years old with a Z and a brand new Kawasaki Zx636r. The thing that helped me when i first bought my z was 7 months after i bought i went to iraq and made about 700 dollars extra a week. But i tell all my kids that i recruit who wanna buy brand new cars when they first come in is too wait man, wait till atleast you make e-4 so you know what your looking at exactly and how your lifestyle is going to be how much your gonna spend a month on regular sh*t. Than when you get about a 2 years in buy u that brand new car. I know i was struggling with mine when i first bought it. good luck dude
06-20-2007, 05:55 AM
#129
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Originally Posted by Cube
What planet you from? Maxing out TSP will leave you broke as a joke... $13,000 a year or somethin ridiculous like that?
Stupid nukes
I only got a 97
Based on my experience, I had $24,000 saved up after being in only 1 yr 6 months...
I could've afforded a brand new Z just out of bootcamp. As a paid E-3 through bootcamp, you'll get just over $2200 in the bank when you're out. Go with Navy Federal... I have a 4.7% APR on my FX35 (put $13,000 down on it w/out a problem).
Stupid nukes
I only got a 97Based on my experience, I had $24,000 saved up after being in only 1 yr 6 months...
I could've afforded a brand new Z just out of bootcamp. As a paid E-3 through bootcamp, you'll get just over $2200 in the bank when you're out. Go with Navy Federal... I have a 4.7% APR on my FX35 (put $13,000 down on it w/out a problem).
oh and 99 before I decided it wasn't a good idea to enlist
06-20-2007, 06:29 AM
#130
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Originally Posted by riskyZ
dude your command should have finance counselor that can sit down with you and break everything down....in my opinion if you don't know if you can afford it then you can't .... always try to be overly careful with your money NEVER over extend yourself... in the end it just isn't worth it. Get a certified used one, there really isnt all that much differance and you will save 10k or so. E-6 USN
Finance counselor...also known as your supervisor, in most cases.lol
06-20-2007, 06:39 AM
#131
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Yep usarec did get my *** D.A. selection, well I already have 1 year and 9 months out here, and got 1 year 3 months left till i get back on m1a1 as a tank commander. I already got my ring, and currently working on my medallion should have it by october. I want another iraq deployment to finish my Z hahahaha....
06-25-2007, 02:55 PM
#133
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Originally Posted by MyFaiRLaDy
what's funny is i'm in the army but have my 350z financed through Navy Federal.
06-25-2007, 04:09 PM
#134
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I have been in the AF for 17 years now and have always wanted a Z (since 1989). I enlisted as an E-3 straight out of basic and still could not afford one until I decided to get myself a promotion present...17 years later as I put on MSgt.
As I read, you have put your plans on hold, which I think is a good choice. But don't give your hopes up. Once you complete basic, you will not be an A1C just yet. You have to complete your 3-lvl school and then once you graduate, you will be able to sew on E-3. Good thing about being a boomer (inflight refueling) is that you will have your chance to reenlist while flying over a tax exempt zone so your SRB will be tax free. Use that SRB bonus as a hefty downpayment on your Z. This way, you will have a bargaining chip at the dealer and get what you want...not what you can afford. Also, a good thing about being a boomer, KC-x are mainly based in the US. Would suck to buy a new Z and get based in Korea where E-6 and below are not able to drive nor ship a car. As they always say...if you want to PCS, buy a car or a house and you will get orders.
As I read, you have put your plans on hold, which I think is a good choice. But don't give your hopes up. Once you complete basic, you will not be an A1C just yet. You have to complete your 3-lvl school and then once you graduate, you will be able to sew on E-3. Good thing about being a boomer (inflight refueling) is that you will have your chance to reenlist while flying over a tax exempt zone so your SRB will be tax free. Use that SRB bonus as a hefty downpayment on your Z. This way, you will have a bargaining chip at the dealer and get what you want...not what you can afford. Also, a good thing about being a boomer, KC-x are mainly based in the US. Would suck to buy a new Z and get based in Korea where E-6 and below are not able to drive nor ship a car. As they always say...if you want to PCS, buy a car or a house and you will get orders.
06-25-2007, 08:31 PM
#135
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Originally Posted by OneI350
Finance counselor...also known as your supervisor, in most cases.lol
06-25-2007, 08:49 PM
#136
+1 on the life options issue. I was in the Navy. In the military, as a single guy, it's ez to live cheaply. Many creditors prey on new military guys. Away from home for the first time, regular check, low payments, etc etc.
I remember this one guy, he had what I thought was a really gool car, Rabbit GTI but he was desperate to get rid of it because he got orders to Italy.
I didn't get a car until I knew I was going to be in one place for awhile. I was an E4 and it was new little mitsu turbo. If I could do it over again? 4 or 5 year old Honda or Toyota for low insurance and low maintenance costs. My money would have gone to savings for a house and my time would have gone to studying either for my Navy job or college degree or both.
I remember this one guy, he had what I thought was a really gool car, Rabbit GTI but he was desperate to get rid of it because he got orders to Italy.
I didn't get a car until I knew I was going to be in one place for awhile. I was an E4 and it was new little mitsu turbo. If I could do it over again? 4 or 5 year old Honda or Toyota for low insurance and low maintenance costs. My money would have gone to savings for a house and my time would have gone to studying either for my Navy job or college degree or both.
06-26-2007, 08:06 AM
#137
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The last three posts have been the most helpful. Thanks guys. I think this should be bumped in case any other new enlistees are thinking about a Z.
06-26-2007, 02:21 PM
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I just got back from Iraq and all I could think about was that new Z and I got it, but at what cost I was wounded in Iraq and will never be the same. If your going to enlist dont do it for a car but for your country.