My Z got totaled today. Twice =(
Originally Posted by jcleary47
I work for an insurance company, and believe me, there is plenty of premium to spare on claims whether they are fake or not, and unless your insurance company is in a hole financially, they have plenty of resources available for claims. I'm not saying milk them dry, because then they will investigate it, but at least seek a reasonable amount to what you deserve for your troubles.
If you have an accident like the OP's, and you DON'T claim injury, you are going to get shortchanged and shafted by the insurance company and you won't get nearly what you should.
Keep in mind that he's going to have to deal with the hassle of finding a new car, he may have to miss time from work to deal with some of this, and certain things in his life could be off-track for a little while.
The insurance company doesn't care about those things, so it is your responsibility to make sure you get all the $$ you deserve.
Don't worry about it partner, you aren't stealing from anyone.
If you have an accident like the OP's, and you DON'T claim injury, you are going to get shortchanged and shafted by the insurance company and you won't get nearly what you should.
Keep in mind that he's going to have to deal with the hassle of finding a new car, he may have to miss time from work to deal with some of this, and certain things in his life could be off-track for a little while.
The insurance company doesn't care about those things, so it is your responsibility to make sure you get all the $$ you deserve.
Don't worry about it partner, you aren't stealing from anyone.
Last edited by ncparamedic; Mar 14, 2008 at 07:30 PM.
WOW... Glad you're not dead or missin a limb!
I can't help but chuckle at the thought of this happening, if you know where I'm coming from.
I guess you can be a bit happy that instead of driving a car that was repaired, you'll be reimbursed to get a new car.
I'm sure it hurts with the fact that you bought it new, and just witnessed it being completely wrecked.
You'll have better days ahead of you. Good luck!
I can't help but chuckle at the thought of this happening, if you know where I'm coming from.
I guess you can be a bit happy that instead of driving a car that was repaired, you'll be reimbursed to get a new car.
I'm sure it hurts with the fact that you bought it new, and just witnessed it being completely wrecked.
You'll have better days ahead of you. Good luck!
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Joined: Jan 2008
Posts: 222
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From: Maine
Originally Posted by ncparamedic
Are you agent/broker?? So what you are saying is the insurance company doesnt care about loosing money??
Insurance is pretty much like the oil industry for your health. Don't feel bad.
Just be glad that you were not at fault and the insurance company should compensate you...then you could put that dough towards a 370Z
I feel for you though...seriously...but I think it will all work out in the end.
I feel for you though...seriously...but I think it will all work out in the end.
Last edited by DukeEntDotCom; Mar 15, 2008 at 07:18 AM.
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Joined: Apr 2007
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From: Portland, OR
Can't believe all the scammers in here. I'm glad someone brought up the analogy of maximizing profit from selling something. If the OP has real medical issues (a valid claim) then he should be compensated accordingly. Kind of like selling a product for as much as you can in an honest manner. As far as I'm concerned lying and making a false claim is no different than lying about something you're selling here on the forum to get more money. Hey, you're just trying to maximize money in your greedy money worshiping pocket right?
So many greedy people, standing in line waiting for their handouts. You scammers are no different than the trailor trash that stages accidents in super markets so they can "get paid". So sad....
It's a weak person that bases their ethics and morals based on what someone else would do or what they can get away with.
So many greedy people, standing in line waiting for their handouts. You scammers are no different than the trailor trash that stages accidents in super markets so they can "get paid". So sad....
It's a weak person that bases their ethics and morals based on what someone else would do or what they can get away with.
holy crap.
Ok, next time get an 6 speed.
haha..jk. No..seriously..glad you didn't get hurt in the 2nd accident. wow..crazy story none the less.
Better your car than you man. Cars are replaceable.
Ok, next time get an 6 speed.
haha..jk. No..seriously..glad you didn't get hurt in the 2nd accident. wow..crazy story none the less.
Better your car than you man. Cars are replaceable.
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Joined: Jan 2008
Posts: 143
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From: Overland Park, Ks (Kansas City
Ok so the insurance companies are going to have to fight over who pays what. Your best interest would be to fill a claim with your insurance settle the total. Actual Cash Value is the specific value of your vehicle less any prior damage, which would be impossible to say since your car is damaged all over. They will then pursue the companies to pay you back. As far as the loan, the Z is worth well over $6k. They will pay the lien holder what you owe and pay the additional to you. Most states are e-titles now, so you will have to sign Power of Attorneys. I am an insurance adjuster and can answer any other questions you might have?
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Joined: Jan 2008
Posts: 143
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From: Overland Park, Ks (Kansas City
Originally Posted by ncparamedic
Finally some valid information, and very good advice...
Holy shyte what is the chance of that crap happening in one sitting??!?!
I'm glad you're alright - that is the main concern, at least physically. Stupid speeding beeotches in their rush to get the turkey in the oven.
Take care bro.
I'm glad you're alright - that is the main concern, at least physically. Stupid speeding beeotches in their rush to get the turkey in the oven.
Take care bro.
