Was hit by another driver on the freeway and she doesn't have insurance and I don't want to go through mine.

Damage to the rear bumper and passenger quarter panel. Bumper is getting replaced. No damage to paint on quarter panel so I'm wanting to pull/push out the dent. Is it possible and how?

 

No- the QP is a dual wall panel that is welded in place. You have a large dent with multiple ripples, and any large pull will damage the paint. Most likely, you'll need a skilled body shop to weld in a new panel to properly repair this. It's major damage no matter how it looks.

Did you get the other driver's license and personal info? Did she get issued a ticket for the accident? If so, take it to your insurance and have them go after her.

 

it can be fixed by a bodyshop, but must be repainted most likely. I think you wont need to go as far as welding in a new quarter panel.

 

^^^^ This.

Why do you feel you can't go through your own insurance company? Not your fault so let them do the job you're paying them to do.

And yeah, I'll say it.... I have VERY LITTLE RESPECT FOR, NOR CARE about what happens to people who don't carry insurance when the rest of us do - and here in CA at least, HAVE TO by law including the at-fault driver. That's just irresponsible.

 

I spoke to the at fault driver she said she admits fault and can make payments to me for the damage. I said I was willing to work with her (obviously I'm not going to be a dik about it) I told her to reimburse me for the bumper and I'd install it myself to save costs and as far as the fender goes I'm going to take it to a body shop nearby and see if the can pull it out. From the research I was looking at earlier it seems like it should work maybe 80-90%




I could go through my insurance but my deductible is 1K. I already bought the rear bumper painted from revmoto for $600

 

SMDH

 

SMDH

Should have just put that 600 to the 1k deduc then have her make payments toward it. I doubt your car will look like it was pre accident since your going about it all wrong and likley doing it half azzed. Wish you luck nonetheless.

 

uninsured driver deductible (at least for me) is only $250. if you were to take it to a shop, i would guess about 3500-4k damage, there is going to be more than you see

 

Well said- most states have a law that every driver must have some insurance in order to drive. I have no sympathy for someone who doesn't follow this. You failed to mention whether the other driver was issued any citation for the accident, so my guess is the police weren't called. By trying to play it easy on this irresponsible driver, you assumed the majority of the liability for this accident.

Despite what kind of research you've done, there's no way that QP is going to be repaired by a reputable bodyshop for less than $3-4K. My bet is you'll find out how expensive this repair really is and we'll never hear much about it again...

 

That's all fine if you want to be the "nice guy" - I get that - but I'm telling you, the outcome is not going to be as nice as you like. She pranged your car and no matter how much you're cutting corners, it won't be the same unless it's done professionally and under the auspices of someone's insurance company to protect YOU.

She says she'll make payments to you. Psh. Maybe I've lost faith in people due to bad experiences with "friends and money" (you don't want to know how I tried to help out a friend only to be scre*ed out of big dollars) but I'm willing to bet that someone who could/should have been making small monthly payments towards INSURANCE is NOT going to pay it all back and you're stuck holding the bill.

On your deductible.... there is NO deductible to be paid since you are NOT at fault - unless there's a part of the story we haven't heard - and the insurance company is there to protect you, help you get your car fixed then subrogate (go after her for payment) to get THEIR money back. Takes you out of the loop and you get the car fixed as you want it.

Insurance takes a bad rap from most but trust me, without it and them to work on our behalf, well, you're at the losing end of the stick.

But its your car.....

 

I'd be very careful with the other driver and her plan to reimburse you. She may think it's a $500 repair, but when she finds out its $4k she's going to feel differently. I'd demand a cash settlement for the full amount now, and she can finance that on her own how've she pleases. It's not your problem, and you're not her banker. If she can't pay, I'd get my insurance company to go after her. Sorry, but that's the reality of the situation.

 

In just to see this spiral out of control.... i dont get why people are so cheap. Yea your deductible is 1000, but you already spent 60%of that and the job isnt even half done yet.

Idk about you, but i have insurance incase something goes wrong, and this is one of those times where I'd use it.

I mean i guess if you want to be balling and spend 3-5k to fix this instead of spending 1k deductible, thats your money to burn.

 

Wow bodyshops in the US seem to charge a lot. Takes less than 1k to fix that here. Should get into the insurance to see what they can do for you.

 

You can get it done for less than 1k here too... except i like quality work not flaky paint that will peel off at highway speed.

 

This. . .except here in MA your insurance will pay with zero deductible since you're not at fault and go after the at-fault party.

 

Yea idk his policy nor do i know the full story. But lets assume that he HAS to oay the 1k deductible.

At 600 for the rear bumper only, thats a 400 budge left to fix everything else. And i highly doubt its just a dent that you can pop out.

Personally i wouldve gotten a quote from a body shop before i even bother ordering the rear bumper.

 

I meant a quality job, none of that cheap paintjobs, my first 350z was hit worse on the same qp and was fixed to the point you won't notice.

 

i am going to go out on a limb here and say that labor is cheaper in puerto rico

 

I'm with dkmura and Mic. You pay for insurance, let them do their jobs. I guarantee this lady won't be so forthcoming with reimbursing you when she hears the cost.

BS. Pulling a dent that large would require a patch/bond-o job to even out any ripples and a full repaint/blend into other body panels. Fixing damage so it isn't noticed doesn't necessarily equate to a top quality job.

 

Well syner, Im the one who got experience with fixing a QP, but since you are such an expert on good quality jobs here in PR, I'm gonna go ahead and congratulate you, good for you buddy.