[DFW]: DFW's Lounge
Jake... Once you get your Titan all buttoned up and freshened up. I need to hit you up so we can swap out all 4 rotors, pads, lines and fluid. Hit me up once things settle down or if you need anything. No hurry and probably wait till after the move in a couple months to pick up the parts.
Q,
What does the CEL say ?
I've cleared my codes before I got inspected and nothing came up from them. My codes were from the 02 sensors on my HFC's.
It might depend on what code and where it is causing the problem at.
It's throwing 2 codes. Ones for a electronic temp sensor which should be an easy fix. The other is an egr valve which seems to be common with 99-00 Honda accords an is a little more of a pita to fix. For sure wont pass inspection and resetting wont work. I did know someone who i paid an extra 15-20$ for an inspection but lost their information.
It's for an accord. The egr valve is pretty easy to change. But on these vehicle it's known to have this problem and to fix it there's more stuff plus the egr valve. They extended the warranty and mileage on the tsb but I'm still way out of it. I gotta drill the intake manifold and other misc crap. Just not in the mood to deal with it at this moment but I do need inspection sticker. Ill head over to my old Honda tech forum..those guys always got connection.
woo hoo, i got a statement in the mail about a 401k that i guess i had at a job 8 years ago i didnt know about... not much but i will say that it will pay for a little over half of the shockwave for me
But if you need the cash....the take it.
. My personal opinion is to just leave it in and let it keep growing. Markets are recovering and now is not the time to yank out the money and pay penalties. Work overtime and buy that exhaust versus tapping into an appreciating asset. i worked 13 months for a financial firm and they had 5% matching. I put in about $2400 and they put in the same amount. The account is around 5.8-6k and would easily pay for a built motor. I rather just let it sit and keep on appreciating to eventually pay for something worth 25k like a used Z.
Compounding
6k @ 5% for 30yrs = $25,931.65
http://www.moneychimp.com/calculator...calculator.htm
Lets say you have $1k in your account @ 5% for 30yrs = 4,321.94 (Almost a supercharger)
Last edited by faiz23; Apr 17, 2013 at 08:01 PM.
i contribute 6%, the company matches 100% on the first four percent and then 50% of the remaining two percent. i do work alot of overtime so it is growing pretty quick. the penalty would be about 90 bucks.... hell i didnt know i had it for 8 yrs it is going to my exhaust
Travis,
I cannot stress how important it is for you to put as much money into your 401k while your company is going to match 100% up to a 4% of what you put in.
This free money for you ! I would seriously up your amount to the max of 15-20% and once it hits the companies point of no more matching...then drop it back down to whatever you can bare to live with. Also, as you contribute more into the 401k...your taxed on less amount of your income so it sort of offsets your take home pay.
Lets say you make $100,000 and you contributed $10,000 They will match your 10,000 at 4% ....that is $400 of free matching money ! Imagine if that was doubled at 20% ....That would be $800 on your first 4% for the year.
It's kinda like giving yourself a raise of around $ 1,000 per year. Only you can't use it until you retire. But as you accumulate more into your 401k, it grows at a faster rate.
Over the 11+ years I worked for my last employer.....I put away the an average of 15k per year into my 401k and when I just rolled it over to my other accounts outside of my work.....I ended up with over 200k in my acct......Thats a huge gain for only putting away 15% of your income pre-taxed for 11 years.
Of course a good financial person to over see your accts every year is very important. Your funds may need to be moved around. But for you young guys...you should be in the most aggressive funds out there for the best and fastest growth and returns on your money.
I cannot stress how important it is for you to put as much money into your 401k while your company is going to match 100% up to a 4% of what you put in.
This free money for you ! I would seriously up your amount to the max of 15-20% and once it hits the companies point of no more matching...then drop it back down to whatever you can bare to live with. Also, as you contribute more into the 401k...your taxed on less amount of your income so it sort of offsets your take home pay.
Lets say you make $100,000 and you contributed $10,000 They will match your 10,000 at 4% ....that is $400 of free matching money ! Imagine if that was doubled at 20% ....That would be $800 on your first 4% for the year.
It's kinda like giving yourself a raise of around $ 1,000 per year. Only you can't use it until you retire. But as you accumulate more into your 401k, it grows at a faster rate.
Over the 11+ years I worked for my last employer.....I put away the an average of 15k per year into my 401k and when I just rolled it over to my other accounts outside of my work.....I ended up with over 200k in my acct......Thats a huge gain for only putting away 15% of your income pre-taxed for 11 years.
Of course a good financial person to over see your accts every year is very important. Your funds may need to be moved around. But for you young guys...you should be in the most aggressive funds out there for the best and fastest growth and returns on your money.
All I'm saying is that you should try to put in as much as you can afford to while your company matches 100%.
Most employers will only match like 10-15% of the first 3% you put in and that's it.
--------
I was bored the other day so I went skating at the park.....here is a few clips from it.
http://www.youtube.com/watch?v=0WN6k...ature=youtu.be
Most employers will only match like 10-15% of the first 3% you put in and that's it.
--------
I was bored the other day so I went skating at the park.....here is a few clips from it.
http://www.youtube.com/watch?v=0WN6k...ature=youtu.be
Last edited by fithamoto; Apr 18, 2013 at 08:57 AM.
No Q....when you don't work you can go out in the early morning and no kids are there yet.
Usually there are a couple people but they are on bikes or just street skate.
Usually there are a couple people but they are on bikes or just street skate.









