young drivers and insurance
11-26-2004, 11:10 AM
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young drivers and insurance
after reading the thread about how old the Z drivers are, out of curiousity how much is ur friggin insurance?!? expecially you 17 year olds! please i would like to know, i would like to hear an answer from those 20 and under. 
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11-26-2004, 03:27 PM
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Three drivers, four (4) vehicles and one is a "Z". Ages 58 with no tickets or accidents, 20 with two tickets and no accidents and 17 with one ticket and no accidents. I am the only one that drives the "Z". Insurance costs: $3900 / 6 months.
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11-26-2004, 04:28 PM
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Originally posted by EdgeOfSanity
20 years old, $1800 every 6 months, 2 speeding tickets no accidents. Its under my dads insurance, nobody else would even insure me under my own policy.
20 years old, $1800 every 6 months, 2 speeding tickets no accidents. Its under my dads insurance, nobody else would even insure me under my own policy.
OMG, sorry but I would never pay that much.
Do you pay for your own insurance?
11-26-2004, 05:32 PM
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25 and 1,500 a year. Wrecks and tickets were over 3 or 4 years ago so I'm not being charged....
Next time I renew I should be getting a little bit off since I turned 25. I'm with USAA.
Coverage is important too, dont get the cheapest you can. Get at least 50k liability, and really that isn't enough.
I cringe when people tell me they are covered up to 20k or so. If you get in a serious wreck, and it's your fault, those bills add up fast.
Next time I renew I should be getting a little bit off since I turned 25. I'm with USAA.
Coverage is important too, dont get the cheapest you can. Get at least 50k liability, and really that isn't enough.
I cringe when people tell me they are covered up to 20k or so. If you get in a serious wreck, and it's your fault, those bills add up fast.
11-26-2004, 06:39 PM
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im 17, Dallas texas and insurance is 1300 every 6 months with clean history and good report card (lowers insurance $100 every six months) I pay for my insurance, gas, and parts
11-26-2004, 07:22 PM
#17
A lot depends on the state you live in and who your insurance is with. Another big factor is discounts. I'm 49 and pay about $1700/yr. Without discounts, it would be over $2500.
When I bought my first Z, I was 24 and the insurance for the first 6 months was over $1000. It dropped to about $600/6mo after I hit 25.
My insurance agent told me that more than half of young drivers (16-18) will get in an accident. When you figure what it cost to repair/replace a Z, and with the high likelyhood that you will be in an accident, you can understand why the rates get so high.
When I bought my first Z, I was 24 and the insurance for the first 6 months was over $1000. It dropped to about $600/6mo after I hit 25.
My insurance agent told me that more than half of young drivers (16-18) will get in an accident. When you figure what it cost to repair/replace a Z, and with the high likelyhood that you will be in an accident, you can understand why the rates get so high.
11-27-2004, 05:46 AM
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Good lord, I'm 29, no ticket, no accidents, 3 cars, 2 drivers (other is wife, 27, no accidents, no tickets). For the 3 cars in total through Allstate, it's about $1800/YEAR (including the Z).
