Credit Scores and APRs
#22
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Originally posted by Todd
If you're a member, you can go through COSTCO and get the lower rate from them.
If you're a member, you can go through COSTCO and get the lower rate from them.
Thanks! I am not a member, so no luck for me. I thought you found another bank offer 4.5% and Peoplefirst matched it.
#23
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For those of you who went through Peoplefirst, did they verify income or make any other stipulations? They gave me the no-questions-asked treatment, but a couple of my friends were required to verify income, etc. I assume its based on credit score. Some of you with higher FICO scores......did you have to verify anything?
#24
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Originally posted by 1STZEVER
For those of you who went through Peoplefirst, did they verify income or make any other stipulations? They gave me the no-questions-asked treatment, but a couple of my friends were required to verify income, etc. I assume its based on credit score. Some of you with higher FICO scores......did you have to verify anything?
For those of you who went through Peoplefirst, did they verify income or make any other stipulations? They gave me the no-questions-asked treatment, but a couple of my friends were required to verify income, etc. I assume its based on credit score. Some of you with higher FICO scores......did you have to verify anything?
#26
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So this sort of proves my point. Anything near or over 700 is considered EXCELLENT credit rating. It makes sense that you guys would be gettnig approved anywhere for less than 7%. I was hoping to hear from some people with less than 650 on their rates and where they got approved. I have a pretty good salary (not quite 6 digits), but my credit was trashed in a divorce and ex's poor payment history. So I've been rebuilding it over the last year or so. I'm also in the IT industry, which might as well be called the Layoff Industry, so I've only been at my current job for a year and a half.
I'm hoping to get some feedback on here from those who have lower scores (mine's around 630 now) so I have an idea of when I should try to get financing for my eventual new Z
Thanks guys...
--Viral
I'm hoping to get some feedback on here from those who have lower scores (mine's around 630 now) so I have an idea of when I should try to get financing for my eventual new Z
Thanks guys...
--Viral
#27
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Originally posted by 1STZEVER
For those of you who went through Peoplefirst, did they verify income or make any other stipulations? They gave me the no-questions-asked treatment, but a couple of my friends were required to verify income, etc. I assume its based on credit score. Some of you with higher FICO scores......did you have to verify anything?
For those of you who went through Peoplefirst, did they verify income or make any other stipulations? They gave me the no-questions-asked treatment, but a couple of my friends were required to verify income, etc. I assume its based on credit score. Some of you with higher FICO scores......did you have to verify anything?
My credit score is 685 and My wifes is 722, we got 5.49% for 60 months.
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10-14-2002 10:23 AM