Okay am I missing something here? You still have negative equity from your Type-R? Damn you either bought that thing at a very high price or you've signed an 84 month note like you did on the Z. I didn't even know there was an 84 month option. 7% financing on brand new car? No way..there's got to be dealer incentives on the APR. Either that they fcuked you or you don't have T1 credit. Just a bad deal all around.

 

uhhh... 84 months? Why would you sign up for that if you could pay half in 2 months? You know you have to pay the end amount including interest, even if you pay it off early, right? If you had waited 2 months to pay off half at the beginning, you'd be in a better position. And I'm sorry but if the seats fell off at the beginning, I'd say no way... and run out of there. I've had mine for years, and there's been absolutely no problems.

 

Expierence

I BEFORE E EXCEPT AFTER C!

Well this word is the exception, lmao!

 

Yow! Sounds like a bad dealer indeed.

Chalk it up to a lesson learned. IMHO, it's generally not a good idea to negotiate on the monthly payment. It's best to get the purchase price agreed upon first w/o involving the complications of financing and the trade in. I'd also look to an outside bank or credit union to see if they can get your a better rate (at the time I got my Z, there were no incentives or low APR loans from Nissan on Zs).

That payment for an 84 month loan is insane. The payment on my Z (when I got it Labor Day weekend 03) was $884.78/month but that was only a 3 year loan at 3.29% from my credit union. I stashed away the equivalent amount of $ of the price of the car into a 3 year CD to help pay for the interest on the loan.

Yes, the huge amount of brake dust is normal w/the stock pads.

 

Yeah, to be on the bright side, i mean i setteled for the car anywase, i just called the dealer and told them i was taking the car back to them, however on the purchase price i feel i came out ok, i only paid 36k for the car. sticker was 40 ? i looked at kbb and ivoice was 35,9 something. ohh well... i got to drive a z for free for a month, and wasted a ****load of time but ohh well. M3 here i come

 

I'm sure this will be seen as a dick comment, but didn't you drive the car before taking it?

Don't blame the dealer, there's a sucker born every minute. one of them just got a "good deal" lol.

 

try taking a modified 350 to a dealership, you will never get what you owe on the car, i didnt take alot of neg equity from the type R, less then a grand.

refied the car a few times to boost up my credit, plus alot of other toys. the main purpose of me getting rid of the cars was to be able to get rid of 2 and only have 2 cars not 4, keep the same montly payments, and not get my car impounded, insurance on my type R is 300 + a month, pls the hastle of owning that car is a pain in it self. .


i agree, a bad deal here is the spin to the whole thing, i bluebooked the car and its worth 31,500 with 3 k miles, so i take this back to the dealer, and they tell me WE WILL RESELL IT, i tell them well yeah as a used car, you cant sell it new anylonger it has been tagged, so why dont you sell it to me at used car pricing, save me a drive to LA, and call it a day.

didnt work, lesson learned, stay far away from nissan fontana, no more long term loans, put money down, and keep your car longer then 6 months.

 

yes i did drive the car, before i purchased it, didnt really feel it for some reason.

as for your last comment, hmmm i guess..

back to being pulled over every 5 minutes hahahaha

 

How could you not notice that the seat was not bolted down? Something is very fishy here...

Have fun with the M3.

My advice: before you start another loan @ 84 months, speak with a financial adviser.

 

Well when i got into the car i didnt punch it, and honestly didnt really pay attention to it, dont remember to be completly honest.

But when i was leaving the dealership, i noticed then i left the parking lot from a stop, and the corner started to lean back. that was when i noticed, took the car back to the salesmen and he was like ohh we will fix it. dont worry, easy fix we have it in stock.

another funny fact, i figured since the car has an aftermarket nav in it, they had to put the box for the deck somewhere, so i figured probally under the seat, well, the driver has 2 bolts in it, and so does the passenger, with no nav box under either seat, which leads me to think that they swapped seats with another Z ??

as far as the 84 month term, its not that i am complaining about, the car is a write off for me anywase, in my profession I am commision only, and just want the lowest payment possible for right now, as i stated, this was a temp fix because the i was planning to drop more then half of the note in the next 2 - 3 months, (pay it down 15 - 20 grand) then i would go into more perminant financing. so as far as a financial advisor, im good there financies are in order.

i just feel the service that i have gotten from this dealership, the employees and the over all satisfaction that i have gotten from this dealer and with my overall purchase, i am really disapointed, people might say i got raped, and to each his own there, i personally feel my price on the car was fair, i could have done better but you live and learn, when i got my BMW, it was nothing but first class if there was a problem it was fixed, hell when i got my honda civic, it was better then this, i was happy with the purchase they told me something and came through, i didnt have to go back to the dealer and fix anything, it was all done.

I think this is a sign saying get rid of this car hahahaha..

Thanks for listening to me vent... the car is going back to fontana tommorow, maybe ill recrack the rim for them, on the way back or something.

 

I don't fully understand your situation now and I noticed you edited one of your posts that had some numbers. From the numbers you've given, 701 x 84 = $58,884 and 830 x 84 = $69,720. It sure doesn't seem like you paid "36k" for the Z. I had an $884.78/month payment for my Z and at the end of 36 months, I was done. It was *totally* paid off.

I think people are saying you got raped because of the total payments on the loan and partly because of the crappy service you got along w/the bait & switch/lowballing.

I concur w/camaro194. I think you should consult a financial advisor before buying any more cars, run some #s via a loan calculator like http://www.bankrate.com/brm/auto-loan-calculator.asp to see how much you end up paying in interest depending on rate and term and shop around for loans (http://www.bankrate.com/brm/rate/auto_home.asp is a decent starting point).

 

i agree to the fact i got raped, on service no doubt... my purchase price was 36 and some change, plus i sunk 5 grand neg equity from my civic. bringing the total like 46 grand .. @ 8.75% high int rate...

when they told me 7 on a 84 mo term.