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Young NY Z owners (Insurance Rates)

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Old 06-25-2006, 10:54 PM
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eLMi
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Default Young NY Z owners (Insurance Rates)

Hi I am 18 years old and I am really interested in getting a 350z. But my problem is I went on these qoute sites and they are telling my 6,000 for 6 months. Is this around what you are paying? or did I mess something up doing these quotes?
Old 06-25-2006, 11:10 PM
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JhayRCruz
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damn...thats alot of $. Why dont u get ur parents to put the car under their insurance?? I think i pay $1800 a yr under my parents.
Old 06-25-2006, 11:15 PM
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Reyes_USN
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Originally Posted by JhayRCruz
damn...thats alot of $. Why dont u get ur parents to put the car under their insurance?? I think i pay $1800 a yr under my parents.

how old r u?
Old 06-25-2006, 11:16 PM
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eLMi
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Originally Posted by JhayRCruz
damn...thats alot of $. Why dont u get ur parents to put the car under their insurance?? I think i pay $1800 a yr under my parents.
But is your name under it also? Because if god forbid something happens while I am driving I don't want my parents to get in trouble. I heard if my name isn't under the insurance and I get in a car accident the insurance won't cover anything. You know what I mean.
Old 06-26-2006, 01:34 AM
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breed
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try Esurance they gave me the cheapest quote.
Old 06-26-2006, 03:39 AM
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bailey bill
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Originally Posted by eLMi
But is your name under it also? Because if god forbid something happens while I am driving I don't want my parents to get in trouble. I heard if my name isn't under the insurance and I get in a car accident the insurance won't cover anything. You know what I mean.

But if you get insured under their policy, it will be at much lower rate.

Why don't you talk to their agent, and get CORRECT answer, instead of bulletin board BS.

bill
Old 06-26-2006, 04:03 AM
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Did you just see Too Fast Too Furious?
Old 06-26-2006, 04:05 AM
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Originally Posted by bailey bill
Why don't you talk to their agent
Ask your insurance agent for a quote? Excellent idea. Maybe this will catch on.
Old 06-26-2006, 04:12 AM
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tlohman81
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Definately seems a little high. I also recommend calling either Esurance or Geico and speaking to someone directly. When I purchased my Z, I received quotes from both places and there was only about a $50 difference.

Torran
Old 06-26-2006, 04:18 AM
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chill47
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Originally Posted by JhayRCruz
damn...thats alot of $. Why dont u get ur parents to put the car under their insurance?? I think i pay $1800 a yr under my parents.
$1800 a yr is pretty good considering you're in new jersey............chill
Old 06-26-2006, 04:22 AM
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Sleeper01
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Originally Posted by eLMi
Hi I am 18 years old and I am really interested in getting a 350z. But my problem is I went on these qoute sites and they are telling my 6,000 for 6 months. Is this around what you are paying? or did I mess something up doing these quotes?
i'm paying 3,700 for 6months and thats cause i have a accident on my record too.....where in Ny do you live? and what year do u want to get?
Old 06-26-2006, 04:51 AM
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stein
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Under your parents Ins policy they will get a multli car discount and you'll get a much lower rate! My son who has a 06 Sentra tried getting Ins himself, they wanted $2500/6m Adding him to mine cut that almost in half, $1400/6m.
Old 06-26-2006, 04:55 AM
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bailey bill
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Originally Posted by davidv
Ask your insurance agent for a quote? Excellent idea. Maybe this will catch on.
I doubt it. The info you get on bulletin boards is so much more reliable.

bill
Old 06-26-2006, 05:49 AM
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03zsmith25
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Originally Posted by breed
try Esurance they gave me the cheapest quote.
+1 esurance was like 4 or 5 hundred per year less than progressive or geico for me
Old 06-26-2006, 05:52 AM
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03zsmith25
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Originally Posted by eLMi
But my problem is I went on these qoute sites and they are telling my 6,000 for 6 months
omfg are you serious??? no car is worth a grand per month in insurance only...
Old 06-26-2006, 07:06 AM
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HotImportGirl
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I have geico with a not so clean record and I pay about $2400 a year but Im a little older... 23.

Ive heard esurance is kind of shady when it comes to claims... anyone have a problem yet?

to the OP: try k&k brokerage... they have pretty low rates as well .... (718) 987-1515
Old 06-26-2006, 07:17 AM
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hurahn
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Originally Posted by 03zsmith25
omfg are you serious??? no car is worth a grand per month in insurance only...
Yeah, if you can't find any cheaper insurance than that, I would scrap the idea of a Z. Sorry. You can do much better things with your money than paying that much insurance. Plus, there are many hot cars out there that are cheaper than the Z and still would be a pimp ride for an 18 year old.
Old 06-26-2006, 07:28 AM
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Kiamo
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I'm 21, Z is my daily-driver, I'm the sole driver on my own policy, live by myself, full coverage through Geico is about $1400 per 6 months (~$230 a month).
Cheapest I found. Actually, I got a lesser quote before from State Farm, but Geico then beat it to get my current rate.

Edit: My friend also totalled the BMW I sold him (my poor baby!) and he had Geico. I was very impressed with their service, so I doubt I'd change even if it saved me some money.
(Example: He never could get off work early enough to go get the payout check, when he told them that, they sent a guy out right then and brought the check to him at work; he got hosed by a towing company that took it to somewhere wrong, he wanted it somewhere else 25 miles away, Geico said that's fine they'll pay both tow fees to take it anywhere he wants; Very courteous people, etc)

Last edited by Kiamo; 06-26-2006 at 07:30 AM.
Old 06-26-2006, 08:43 AM
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IronMedic
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i am 26 and i pay $730 every 6 months for my 05 roadster through USAA. they are military only insurance. if you have any family that was prior military (regardless what war) or in the military, you can join up.

Last edited by IronMedic; 06-26-2006 at 08:46 AM.
Old 06-26-2006, 10:26 AM
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BENSIN
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yea, you guys are also close to 25 or older, and you don't live in the nj/ny/ct tri state area, NYC/Norther NJ area is terrible with insurance, if you can't get the insurance under parents name, then you're in a tough spot. I buy the cars, and put them under the folks' insurance.


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