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How much does Z insurance cost?

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Old Aug 16, 2005 | 10:38 AM
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Default How much does Z insurance cost?

sorry to ask something that might be personal, but im jus wondering wut to expect out of insurance costs since im considering getting this car in the near future.. i got a price quote from progressive.com and for the lowest and most basic plan id only be paying $60 a month for a total of about $700 for the year, i kno this doesnt sound right cuz i dont kno anybody with that cheap of a rate, i think it should be about $125 per month/$1500 per year am i right? can anyone help me out on this?
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Old Aug 16, 2005 | 10:41 AM
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All depends on your age, if your married, multiple vehicles, over 25, ect.

Lots of variances.

I pay 950 every 6 months for full coverage on my 3 vehicles,
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Old Aug 16, 2005 | 10:42 AM
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It all depends where you live and on your driving history... I pay about $103/month for full coverage. Make sure you shop around and get as many quotes as possible... I've gotten some crazy quotes from some of the insurance companies anywhere between $100-450 a month.... so shop around!
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Old Aug 16, 2005 | 10:53 AM
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Yeah, there are a lot of variables here. I'm 21, female, and I have NO tickets or anything. I pay 138/mo. Not bad...
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Old Aug 16, 2005 | 10:54 AM
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Definitely esurance.com was one of the cheapest I've found. Also you could try USAA.com which is what I have now. (800/6 mos./full coverage) Big time companies charge you big time money. If you need full (which is what financial institutions usually ask for) I'd shop around. Just remember that if you have one now, don't allow a gap to go by w/out insurance, I had to pay extra for that. Painful.
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Old Aug 16, 2005 | 10:57 AM
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oh sorry not to add those variables in... im 23, not married, clean record (*knocks on wood*), and ill be living in LA when i get the Z.. and oh yeah, ill only have 1 vehicle under my name which will be the Z hopefully =P thanks for the responses so far everyone ^^
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Old Aug 16, 2005 | 11:23 AM
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im 29, no accidents or tickets, i pay $60 a month full coverage through Nationwide Insurance. Ive been with them for almost 10 years with a perfect record.
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Old Aug 16, 2005 | 11:48 AM
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I pay $280 every 6 months for full coverage, w/ a clean driving record.
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Old Aug 16, 2005 | 12:04 PM
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$990 every 6 months on 2 cars (clean record). It depends alot on where you live. NYC, a major metro area will cost more on average, add in age,driving record, and the amount of claims in the last 5 years.
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Old Aug 16, 2005 | 01:05 PM
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Originally Posted by Bertg
I pay $280 every 6 months for full coverage, w/ a clean driving record.
I dont think so buddy How old are you like 70
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Old Aug 16, 2005 | 01:21 PM
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I pay $400 every 6 months because I'm added to my parents existing insurance. Its cheaper that way.
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Old Aug 16, 2005 | 02:15 PM
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Well i just turned 24, clean record, college grad, not married. I have the best coverage i can get and i pay 1700 a year with gieco in NEw jersey. NJ usually has very high insurance rates, so i feel i'm getting a pretty good deal.
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Old Aug 16, 2005 | 02:21 PM
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AMEN to NJ being high, 24 years old stationed out of state. I have PA tags and insurance, 140 a month (2 cars). They wanted like 250 a month in NJ with a clean record!!
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Old Aug 16, 2005 | 03:08 PM
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I live in south jersey, ive had a few accidents, and a few tickets and i pay 1860 every 6 months.....
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Old Aug 16, 2005 | 03:27 PM
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28 single, with a clean record in MS... $180/month for the Z and a loaded out Ford Exploder, both with full coverage, well above the minimum required.
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Old Aug 16, 2005 | 04:40 PM
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Originally Posted by alan00000
I dont think so buddy How old are you like 70
Uh, yes I think so. I'm 41.

Last edited by Bertg; Aug 16, 2005 at 04:42 PM.
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Old Aug 16, 2005 | 05:29 PM
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I'm paying $157/mo full coverage with a clean record in FL. I turn 25 in under two weeks, and it's dropping to $118.

I was considering telling them about the turbo, or basically saying "If I WERE to get a turbo...", but Im not sure how much that would raise it.
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Old Aug 16, 2005 | 05:31 PM
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26 male married with farm bureau I pay 58 a month. Also I have a couple of tickets
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Old Aug 16, 2005 | 05:34 PM
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The cheapest coverage thru Progressive may only be liability...I would advise against that.

Check out esurance and get more than just the 15/30/5 coverage and get deductables that you know you can afford. The last thing that you want to happen is to get an at fault accident and not be able to afford to fix your Z!
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Old Aug 16, 2005 | 06:40 PM
  #20  
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Too many variables. I Pay about the same as I did for a Frontier pickup.
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