oh i forgot the Deployed to Iraq War Category.. seen a few of those too

 

if someone has FI and is under 25 and not making 75k+ a yr then they cant be spending money on anything else at all.

 

i never discuss my income.. not even with my gf.. but i will say this.. i make 6 figures salary.. but what really helps is the bonus at my company.. we get a bonus every April and it can be as low as 9% of your salary or as high as 40% of your salary.. after the 3 hurricanes (Rita, Wilma and Katrina) the following year's bonus was even lower 5% i believe.. but the following year with no storms and rates going up.. bonus was close to 30%

 

Doug...I have to spend it before the other half finds it..

 

being that you live in LI you should know that has alot to do with region.. living in a lower cost of living area.. you can pull that off.. living in the NY Metro area.. yeah.. what you said is true..

 

I have a co-worker who refuses to sign up for Direct Deposit so he can cash is paycheck and deposit whatever amount he feels like depositing.. so his wife never see's his true salary.. too bad he doesn't know that Direct Deposit allows you to split your salary up into as many accounts as you wish

 

 

yeah im speaking for myself

everything up here is crazy.....you can make 100k up here and still not being living good.

 

Like I said before...this is only a hobby for me. I like this community and this is my only reason for throwing this much money into a car like this. The other cars and communities I have been in are dead...a bunch of stuffy old rich men that cant take losing....They laughed at the "G" once before the beat down....now all they can do is ban it....., plus no one shares info over there. You all share everything. I had fun at Zdayz and saw a fun crowd...got to meet most of you from this site.

I did my time in school...now its time to go crazy. I really dont need 700+ whp...cant use it on the track.....But Sharif is an honest guy....the Airport event was lots of fun....so I dont see it as wasting money as some have stated....I see it as stress relief.

Oh yeah....and there is a Stock Block owner out there that must pay for his actions !!!!!!

 

+1.... 100K is nothing if u want to live in a decent area and have decent transportation. if ur making 70k and below and live alone or dont have anyone to help with bills like a wife or roomates then the only way to live decent is to live in the HOOD...

 

I'm in the sub 25 category (well, 25) w/o a year's salary in savings (not even close) and has F/I on credit. Now I bought the car for $17,500, put $4k of my $6k for F/I on the CC. Actually, I rolled everything on to my card because I got a 1.99% rate for the life of the balance. So in total my loan is like $16k (had a down payment on the car), and I'm paying twice the minimum payment each month. It ends up being just like a car loan, w/o the lien and w/o the crazy interest.

With a big rent check and no 2nd income, I don't have all that much money left over to save up and go out every weekend. The way I see it though - I might as well have some fun while I don't have a girl or a family of my own. Once/if that happens, I'll most likely give up the hobby.

We'll see if it's worth it in the end though. I'm doing everything myself, so it's turning out to be pretty cheap F/I wise.

 

yuppp and lets see.........

live in the hood and have turbo?

or live in a nice neighborhood and have no turbo?


well u wont see me at any bodegas so i go for the nice neighborhood and a NA Z

 

What about a V8 swap? Wouldn't this be less than 50,000?

 

This is florida where people dont make great money like up north. Im a overworked marine mechanic and I barely take home 33,000 a year. FI is a delusion of grandeur to me. Maybe when the next Z comes out the kits out today will be cheaper. 2500$ installed is my budjet!!! lol. I have a 480$ car payment also! Even If I owned the car FI is a delusion!!!

Untill then NA all the way, Reflash in the future then headers.

 

Guess I will throw my 2 cents into the ring.

If you are under the age of 25 and cannot pay for F/I outright, absolutely DO NOT put it on credit. You will probably dig a hole that will be difficult to crawl out of for several years. Also, at that age your priorities can change quickly from year to year - girlfriend, wife, house, etc.

You do not have to drop 30K+ to be F/I unless you are going fully built. You can do it in stages as money permits as long as you tune conservitively and dont try to get max power at any given level. Will things break? Absolutely! But, there are members who have gone full build and broken as well. YOU GOTTA PAY TO PLAY!

Lastly, XKR cracks me up ( is that monthly? ) and doug, six figures and an $800 credit card limit for emergencies? Seriously?

 

I've been wondering if the 1.15 minute train ride to NY for work would be worth it for the pay for what I do...

 

yeah man.. when i started college back in 1995 i signed up for every credit card i could get.. 3 years later i was $3,000 in debt... after i cleared my credit i was forever scared of credit cards..

I have a debit mastercard through my bank that pays for everything.. and i have 1 Capital One Business card that pays my phone bill, misc stationery... CD's... DVD's... business related stuff .. purely for record keeping and i and i have another Captial One Platinum card that pays for emergency stuff that i rarely ever use.. but my dad always told me to have a card for emergencies.. usually the only times i ever use the card is when i make online purchases for less than $800 from vendors i don't want to have my debit card information and i am a little worried that i might get scammed.. I also have a Wage Works MasterCard with $1000 for medical only purchases that i got through work..

 

Ahhh... I see. I go the opposite route, 1 card with a $38K limit. Put every expense I can on it and pay in full every month and take the free air miles. The rate is jacked because its an airline miles card, but pay in full and it never matters.

I had the run up the credit cards experience in college as well. Thats a hard lesson to learn. SORRY... back OT now.

 

I heard those E-title loan places are a great place to get a loan. They give you a loan but keep your title!

 

https://my350z.com/forum/zs-and-gs-for-sale/351987-04-track-with-brembos-built-motor-and-tn-single-turbo-kit.html